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Can You Add Collision Coverage to Your Vehicle After an Accident and Still Be Covered?


David Krug

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Adding collision coverage to your vehicle after an accident can be a daunting task, but it doesn’t have to be. This article will cover all of your questions and provide insight into how you can still be covered after an accident if you haven’t made a claim yet. Unfortunately adding coverage after an accident means it will only cover future accidents not one in the past.

What is Collision Coverage?

Collision coverage is a type of car insurance coverage that protects you financially in the event of an accident. It pays for damage to your car if you are at fault, or if you are not at fault, it pays for damages to the other driver’s car. In the event of a collision, it pays for repair costs to your vehicle, up to the policy’s limits.

When Can You Add Collision Coverage?

You can add collision coverage to your vehicle at any time, provided you are in good standing with your insurance company. If you have an existing policy, you can upgrade it to include collision coverage. If you are shopping around for new insurance, you can easily add collision coverage to your policy.

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Do I Have to Make a Claim to Add Collision Coverage?

No, you do not have to make a claim to add collision coverage. You can add the coverage to your policy without ever making a claim. However, depending on the circumstances of your accident, you may need to make a claim in order to receive compensation.

What Are the Benefits of Adding Collision Coverage?

Adding collision coverage to your policy has a few key benefits. First, it will help cover the costs of repairs to your vehicle in the event of an accident, even if you are found to be at fault. Second, it can help protect your personal finances from unexpected costs. Lastly, it can help reduce your stress and worry if you are ever involved in an accident and need to make a claim.

What Should I Consider Before Adding Collision Coverage?

Before adding collision coverage, there are a few things to consider. First, you should make sure you understand the details of your policy and what coverage you will receive. Second, you should evaluate your coverage needs, as collision coverage may not be the best option for everyone. Lastly, you should consider the cost of the coverage and make sure it fits in your budget.

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