Home  >  Reviews  >  Otto Car Insurance Review

Otto Car Insurance Review


Katie Henderson

September 21, 2021

Get a Quote

Ready to save hundreds on your car insurance?

Otto Car

Otto Car

429 Lenox Ave Fl 5, Miami Beach, FL 33139

QuoteYeti logic We collect and analyze millions of car insurance data points from the most trusted sources in the industry. The insights shown on this page represent an aggregate of car insurance ratings. We recommend using our information as a guide only. Individual results may vary.

Visit Website


If you’re like most people, then you probably think that car insurance is a necessary evil. It’s not something that makes your day any better, and it can be hard to find the right company for your needs. This article will help you out by reviewing Otto Car Insurance and telling you everything there is to know about what they offer!

Otto Car Insurance Review

Knowing how difficult it may be to choose insurance from among hundreds of available choices, the company Otto describes itself as a concierge service for the insurance business. While Otto’s technology purports to match customers with the best prices available, the website is essentially a lead-generation platform that does not immediately return quotes, but instead distributes your information to its network of over 1,000 partners and affiliates who will then contact you. Otto’s lead generation approach may be perceived as inconvenient, but Otto Car Insurance claims that the website is able to provide highly personalized service via email and phone.

States Where Otto Car Insurance Operates

All 50 US States & Territories

How To Use Otto Car Insurance

Using the Otto tool is a simple process. However, don’t hold your breath waiting for a quote. In order to complete the quoting process, Otto takes your personal information and then connects you with one of its many insurance brokers. To begin using Otto, go to Ottoinsurance.com and click on the Get Started Now button. You’ll be asked a number of questions about yourself, your vehicle, and even your home before arriving at your destination. Otto’s website claims that it can give you personalized quotes within seconds. Otto also states that its unique technology analyzes your individual data in order to locate the best possible policy for your specific needs.

How Does Otto Car Insurance Match You?

Otto inquires about the vehicles you drive as part of the process of creating your insurance profile. Completing this section is optional; you may choose to have Otto seek up your vehicle details using your name and home address instead. Because all of this information is available to the public, it is not difficult to locate. This stage, on the other hand, is not appropriate if you are evaluating insurance for a vehicle that you do not yet possess.

Additional questions, such as your gender, marital status, and whether or not you own a home, are straightforward to answer. Otto also inquires as to whether you would like to combine your house and auto insurance policies (a sure way to save on insurance premiums). Otto is a good choice for customers who are looking to save money on their car insurance premiums.

Ready to get started?

We’ve got you covered.

Otto Car Insurance Matches You To Other Companies

Otto notifies you within minutes if you are eligible for significant discounts. However, before you enter your name and phone number, it’s a good idea to carefully review the terms and conditions.

Your consent to be contacted by Ottoinsurance.com, its marketing partners, and affiliates is implied by your clicking on the Get Your Free Quote button. When you click on the marketing partners link, you’ll see that there are over 1,000 of them!

While the phrase “Get Your Free Quote” implies that your quotes are just a few clicks away, this is not the case at all. The next page verifies that your quote request has been received and that an agent will contact you as soon as possible.. Otto does offer you a list of two insurance providers to compare, but no extra information is provided other than a link to each company’s website.

Some of the car insurance providers Otto might match you to include: Allstate, State Farm, Geico, and more…

Otto Car Insurance Privacy

Otto’s privacy policy states that Otto does not share your personally identifiable information with any other companies; however, Otto partners and affiliates may receive such information.

Where Is Otto Car Insurance Located?

Finally, Otto is only available in the United States currently (though they do plan to expand).

More About Otto Car Insurance

Ottoinsurance.com provides less information on the company’s overall history and heritage, which is unfortunate.

Otto Car Insurance have a solid BBB Rating?

Otto Car Insurance does not have any BBB rating. As a lead generation company that is not surprising. Otto does business with insurance companies primarily and not with consumers. It’s just a middle man for consumers.

The Better Business Bureau lists this company as being out of business, which is unusual given that the phone numbers mentioned on the website are still active.

More Car Insurance Content To Review

Clearcover Car Insurance

Pay Per Mile Car Insurance

Uber Eats Car Insurance

Frequently asked questions

Browse answers to common questions about insurance in Otto Car Insurance Review, .

Is Otto Car Insurance legit?

Yes, Otto Car Insurance is a legit website that is a lead generation company providing a matching service between consumers and insurance companies.

Bring on the savings!

We’ve done the research and have the tools to find you the best coverage for you. Let us help you discover your perfect policy.

Still paying too much?

Don't leave before you see how much we can help you save.