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Audi TT Insurance Cost


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Audi TT Insurance Cost

While other sports vehicles are costly to insure, the TT appears to be an exception. In reality, according to our estimations, the cost of Audi TT insurance cost is around $128 per month — or $1,536 per year, which is around $300 more than the national average. Despite its performance-oriented design, insurance rates remain fair due to a variety of driver and vehicle-specific characteristics that might impact coverage costs.

The Audi TT, which debuted in 1998, is a two-door small sports vehicle that combines Audi’s elegant design with a variety of sport-inspired features. The TT, which is equipped with Audi’s sophisticated Quattro four-wheel drive system, produces over 200 horsepower from a 2.0-liter TFSI engine.

How to compare insurance for the Audi TT

Audi TT Insurance Cost - Audi CAR Brand Logo

Each state, with the exception of New Hampshire and Virginia, has its own set of minimum coverage standards. Even though vehicle insurance isn’t required in your area, having the proper coverage may provide unrivaled security and peace of mind.

While finding a provider of your Audi TT insurance rates is simple, selecting the proper insurance might be challenging if you don’t know what you’re looking for. Here are a few things to think about while weighing your alternatives.

  • Price. Policy features and specifics sometimes differ between providers, making pricing comparison difficult. You may avoid this by utilizing the same profile when obtaining quotes and then comparing your alternatives to locate a policy that matches your budget.
  • Deductible. The size of your deductible might have a direct impact on the cost of your vehicle insurance. A larger deductible generally results in cheaper rates, but a lesser deductible will almost always result in a higher monthly cost.
  • Minimum coverage. In most areas, drivers must obtain a certain amount of coverage in order to drive on public highways. Before acquiring an insurance, ensure that your state’s minimums are satisfied.
  • Additional coverage. Personal injury protection and medical expenses coverage are common extras offered by many carriers. To receive an exact cost, be sure to include any requested options in your quote.
  • Extras. Many carriers include extras like accident forgiveness, roadside assistance, and disappearing deductibles. You may wish to consider them when shopping around, whether they are free or available at a cost.
  • Restrictions. Restrictions may result in claims being denied or coverage gaps. Find out whether any of these apply to your insurance before you hit the road.
  • Manufacturer offer or loyalty discount. Some manufacturers have alliances that may allow you to receive discounts or special offers. Contact Audi to see whether you are qualified.
  • Warranty. To prevent paying for overlapping coverage, find out what is covered by your manufacturer’s or extended warranty.

What factors affect car insurance rates for Audi TT?

While your driving history, location, and other factors can all affect your odds of submitting a claim, the car you drive has a significant impact. Safety features, theft rates, body design, and other factors are all considered, which is why insurance premiums may vary so greatly depending on the brand and model of your vehicle. Here’s how the features of the Audi TT may impact the cost of coverage.

  • Body type. The Audi TT is a small two-door sports vehicle. While this categorization may increase your insurance costs, it may also help you save in other ways.
  • Type of car. The TT is a high-performance premium car. While some vehicles may be more expensive to insure, their cheap cost may result in reduced rates.
  • Theft. Sports cars are stolen at a far lower rate than pickup trucks and sedans. As a result, the TT’s categorization as a sports vehicle may result in cheaper insurance costs.
  • Repairs. While repairs on sports vehicles might be costly, parts and servicing should be simple to get by, potentially lowering insurance costs.
  • Safety ratings. Although the TT lacks official safety ratings from the IIHS or NHTSA, Audi cars are usually regarded as safe. This might lower the cost of insurance.

How do trim packages and extra build options affect insurance cost?

When determining your vehicle insurance premiums, insurance companies consider your likelihood of being involved in an accident. Because vehicle performance, safety features, security systems, and other characteristics might differ, your car’s make and model will have a significant influence on the amount you pay for auto insurance. Aside from the vehicle you choose, the trim and extras on the automobile might also impact your premiums.

Here’s how various 2018 TT construction options may influence insurance costs.


  • Driver Comfort Package. This package includes a parking system, a rear view camera, side assist, and other visibility-enhancing technologies. Including this might result in reduced vehicle insurance premiums.
  • LED Headlights Package. LED headlights improve your ability to see and be seen, which may result in lower vehicle insurance rates.
  • Active lane assist. Active lane assist could prevent accidents and may lead to auto insurance discounts.
  • Wheel locks. Wheel locks are quite effective in preventing wheel theft. Many insurance companies understand this and may give you a discount if you have them installed.

Audi TT money-saving safety features

If your Audi TT has these safety features, you may be able to save money on car insurance.

  • Airbags
  • Daytime running lights
  • Anti-lock brakes
  • Anti-theft device
  • Surround camera system
  • Parking sensors
  • Rear back-up sensors
  • LED fog lights
  • Electronic stability control
  • Seatbelt pretensioners

Does the Audi TT qualify for auto insurance discounts?

Depending on whatever carrier you pick, your vehicle may be eligible for certain auto insurance savings. The actual reductions you receive, however, may vary based on your region, provider, selections, and other variables. Here are a few examples that should be applicable to the Audi TT:

  • New car discount
  • Anti-lock brake discount
  • Anti-theft discount
  • Passive restraint discount (Airbags, motorized seat belts, etc.)
  • Emergency roadside assistance discount

How reliable is the Audi TT?

The 2018 Audi TT has a three-star dependability rating from U.S. News and J.D. Power. While this is on line with other vehicles in its class, prior years’ scores were significantly higher.
The Audi TT has been in production since 1998, and it has had a few problems since then. Here are a few recent Audi TT recalls:

  • 2016. Audi recalled a small number of 2016 TT roadsters due to a software problem that might prevent the side marker lights from operating while the parking or headlights are turned on.
  • 2006-2010. Certain Audi TT models from 2006 to 2010 were recalled owing to a defective spring on the fuel tank ventilation valve, which may cause fuel leaks.

Despite being in existence for almost two decades, the Audi TT has very few frequent issues, particularly on current versions. However, one owner complained that the air bags did not deploy on their 2016 model, but there have been no additional reports of this issue. The 2004 TT is regarded as the worst model year owing to the frequency of difficulties, the high cost of repairs, and problems at lesser mileage.

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How safe is the Audi TT?

Unfortunately, the Audi TT has received no certified safety ratings from the NHTSA, IIHS, or any other significant organization. However, like with other Audi cars, it includes a variety of safety and driver aid technologies that might help prevent accidents or minimize damage if an accident occurs.

Audi TT maintenance

The TT, like other Audi vehicles, is loaded with amenities that give an exhilarating but comfortable driving. Its design provides a comfortable driving experience that requires little upkeep to stay on the road. Having said that, sports cars require a little more attention than sedans and other sorts of vehicles, so a little care may go a long way. Here’s what to expect in terms of oil changes, mileage, and service appointments, among other things.

  • Audi suggests changing the oil every 10,000 miles or 12 months, whichever comes first. However, if you drive your car regularly, you may want to have it replaced more frequently.
  • Oil changes should cost between $75 and $150, but your exact cost will vary depending on where you take your car for servicing and how long it has been since your last visit.
  • According to the 2017 Audi maintenance plan, your TT should be serviced at 10,000 miles and then every 20,000 miles after that. Standard maintenance should be done after the first 20,000 miles and every 20,000 after the initial service appointment.
  • The 2018 Audi TT gets 26 miles per gallon on average, with 23 in the city and 30 on the interstate.
  • The 2017 Audi TT is covered by a four-year/50,000-mile guarantee as well as four years of 24-hour roadside support.

Is an extended warranty worth it for the Audi TT?

Audi’s normal four-year, 50,000-mile New Vehicle Limited warranty is included with the TT. This includes faults in both materials and workmanship, as well as access to roadside assistance 24 hours a day, seven days a week. Audi’s Certified pre-owned Limited Warranty gives an additional two years or 50,000 miles of coverage, up to a total of 100,000 miles on your car, for further peace of mind. If bought, this guarantee takes effect when the original warranty expires. While the TT is a generally dependable vehicle, the extended warranty may save you time and money if something goes wrong after your new vehicle warranty ends.

About the Audi TT

The Audi TT, a two-door sports vehicle, first debuted in 1998. The most recent model is a premium sports vehicle that provides everyday driving comfort. The Insurance Institute for Highway Safety and the National Highway Traffic Safety Administration have not assessed the 2017 model.

The cost for an Audi TT insurance rates is determined by safety ratings, theft rates, replacement costs, and general damage susceptibility. Insurance costs vary depending on a driver’s past and region. Before purchasing an Audi, prospective buyers should obtain insurance quotes from multiple providers in order to acquire the lowest feasible cost. Audi TT buyers should also conduct research to determine whether they are eligible for insurance reductions with each insurance carrier.

Compare Audi competitors

To locate automobiles comparable to the Audi TT, compare other Audi models or look into other manufacturers.

Bottom line

The Audi TT, which begins in the low 40,000s, strikes a mix between elegance and performance. Finding coverage for your TT should be simple, as it is equipped with several of Audi’s award-winning safety and driver assistance technologies. However, before getting coverage, it is critical to examine your alternatives in order to select a policy that provides the coverage you want while remaining within your budget.

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