See auto rates

Last reviewed: May 20, 2026

Auto Insurance Review

Published: May 20, 2026Written byRai AntonioReviewed byDavid KrugData byFelix Lucero
Compare rates in your area

● Auto Insurance

Live auto rates from the carriers we've reviewed. Carriers pay us only when you switch.

Why trust QuoteYeti

QuoteYeti's editorial team has spent 30+ combined years researching insurance markets. Every piece is written by named writers, reviewed by our editor-in-chief against the QuoteYeti methodology, and rate-heavy content is verified by our data team. No paid placements. Read our editorial standards →

Bristol West Auto Insurance Review

Bristol West is Farmers' non-standard arm, writing policies for drivers Farmers' main underwriting wouldn't accept — tickets, lapses, SR-22 needs. It's a legitimate non-standard option backed by Farmers' financial strength, but standard-risk drivers will consistently find better rates at GEICO or Progressive.

Headquarters
P.O. Box 31029, Independence, OH 44131
Website
www.bristolwest.com
Phone
888-888-0080

See live rates

Compare Bristol West against the auto carriers we've reviewed.

Key takeaways

Bristol West is Farmers' non-standard auto subsidiary — designed to serve drivers Farmers' main book wouldn't accept.

— QuoteYeti editorial team
  1. 02 Pricing is competitive for high-risk profiles including SR-22 requirements and recent claims.
  2. 03 Customer satisfaction trends below average — typical for non-standard, not specific to Bristol West.

Bristol West ratings

Overall score
Customer experience 3.10/5
Coverage breadth 3.30/5
Affordability 3.60/5

Pros and cons

Ordered by impact. The top item in each column is the one we'd weight heaviest in a recommendation.

What's working

  • Top pro Backed by Farmers — strong financial backing for a non-standard carrier
  • Accepts SR-22 filings and high-risk profiles
  • Available in 41 states
  • Quick online quotes

What's not

  • Top con Customer satisfaction and claims experience trend below industry averages
  • Not a fit for standard-risk drivers — rates are non-competitive there
  • Limited coverage flexibility compared to mainstream Farmers policies

Our verdict

The bottom line

Bristol West makes sense for non-standard risk where Farmers' main book won't write you. Standard-risk drivers should shop mainstream first.
See auto rates Compare against our top auto carriers

Carriers pay us only when you switch

See what you'd actually pay for auto insurance.

You've read the Bristol West review. Now compare it against the other carriers we cover — your real rate, not a marketing average.