Last reviewed: May 20, 2026

Auto Insurance Review

Kentucky Farm Bureau Auto Insurance Review

Kentucky Farm Bureau Mutual is Kentucky's largest auto insurer by market share. Membership is required but inexpensive, and the carrier consistently competes well on price for clean-record drivers in the state. Agent-distributed only.

Headquarters
9201 Bunsen Parkway, Louisville, KY 40220
Phone
502-495-5000

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Key takeaways

Kentucky Farm Bureau is Kentucky's largest auto insurer and requires Farm Bureau membership.

— QuoteYeti editorial team
  1. 02 Consistently competitive auto pricing for clean records.
  2. 03 Agent-distributed with strong statewide presence.

Kentucky Farm Bureau ratings

Overall score
Customer experience 4.20/5
Coverage breadth 3.70/5
Affordability 4.00/5

Pros and cons

Ordered by impact. The top item in each column is the one we'd weight heaviest in a recommendation.

What's working

  • Top pro Largest auto insurer in Kentucky by market share
  • Competitive rates for clean-record drivers in-state
  • Strong statewide agent network
  • Multi-line bundling discounts

What's not

  • Top con Kentucky only — not available in any other state
  • Farm Bureau membership required
  • No online quoting — agent only

Our verdict

The bottom line

Kentucky residents should absolutely get a Kentucky Farm Bureau quote. As the state's largest auto insurer, it competes seriously on price.
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