Auto Insurance Review
Key takeaways
Otto ratings
Scoring in progress
We're still in the field on Otto. Their carrier reference page is here so you have what we have — verified company facts, our initial analysis, and the strengths and weaknesses we've identified — but their full editorial score, ranking, and cost benchmarking aren't ready yet. We don't post scores we haven't earned.
If you're comparing carriers right now, our full auto rankings covers the carriers we've scored.
Quick facts
- Headquartered
- FL
- Website
- ottoinsurance.com/home.html
- Phone
- 888-596-1534
From our prior coverage
What we've documented about Otto
These notes are surfaced from QuoteYeti's prior coverage of Otto. They aren't part of our v2 editorial scoring (which is still in progress) — we're showing them here so you have what we have. Some details may need updating; we'll refresh them when Otto's full review is complete.
If you're like most people, then you probably think that car insurance is a necessary evil. It's not something that makes your day any better, and it can be hard to find the right company for your needs. This article will help you out by reviewing Otto Car Insurance and telling you everything there is to know about what they offer!
Knowing how difficult it may be to choose insurance from among hundreds of available choices, the company Otto describes itself as a concierge service for the insurance business. While Otto's technology purports to match customers with the best prices available, the website is essentially a lead-generation platform that does not immediately return quotes, but instead distributes your information to its network of over 1,000 partners and affiliates who will then contact you. Otto's lead generation approach may be perceived as inconvenient, but Otto Car Insurance claims that the website is able to provide highly personalized service via email and phone.
Using the Otto tool is a simple process. However, don't hold your breath waiting for a quote. In order to complete the quoting process, Otto takes your personal information and then connects you with one of its many insurance brokers. To begin using Otto, go to Ottoinsurance.com and click on the Get Started Now button. You'll be asked a number of questions about yourself, your vehicle, and even your home before arriving at your destination. Otto's website claims that it can give you personalized quotes within seconds. Otto also states that its unique technology analyzes your individual data in order to locate the best possible policy for your specific needs.
Otto inquires about the vehicles you drive as part of the process of creating your insurance profile. Completing this section is optional; you may choose to have Otto seek up your vehicle details using your name and home address instead. Because all of this information is available to the public, it is not difficult to locate. This stage, on the other hand, is not appropriate if you are evaluating insurance for a vehicle that you do not yet possess.
Pros and cons
Ordered by impact. The top item in each column is the one we'd weight heaviest in a recommendation.
What's working
What's not
Our verdict