Last reviewed: May 20, 2026

Auto Insurance Review

Co-Operative Auto Insurance Review

Co-Operative is an auto insurance carrier headquartered in VT. We're still finalizing the full editorial scoring for this carrier — what's on this page is the verified company facts, the source notes from our prior coverage, and the strengths and weaknesses we've identified so far.

Headquarters
292 Colonial Drive, P.O. Box 5890, Middlebury, VT 05753
Phone
800-639-4017

See live rates

Compare Co-Operative against the auto carriers we've reviewed.

Key takeaways

Co-Operative ratings

Editorial score

Scoring in progress

We're still in the field on Co-Operative. Their carrier reference page is here so you have what we have — verified company facts, our initial analysis, and the strengths and weaknesses we've identified — but their full editorial score, ranking, and cost benchmarking aren't ready yet. We don't post scores we haven't earned.

If you're comparing carriers right now, our full auto rankings covers the carriers we've scored.

Quick facts

Headquartered
VT
Website
co-opinsurance.com
Phone
800-639-4017

From our prior coverage

What we've documented about Co-Operative

These notes are surfaced from QuoteYeti's prior coverage of Co-Operative. They aren't part of our v2 editorial scoring (which is still in progress) — we're showing them here so you have what we have. Some details may need updating; we'll refresh them when Co-Operative's full review is complete.

In Vermont and New Hampshire, Co-Operative Insurance's personal vehicle insurance offers affordable prices and prompt, fair claim handling.

Co-Operative Insurance was formed in 1915 in the lovely city of Middlebury, Vermont. Its financial strength rating–in other words, its ability to use money to protect your assets–is Excellent. On the other side, their J.D. Power rating, which assesses consumer satisfaction with regard to claims management, is Not Rated out of 5. A higher J.D. Power Rating indicates that a carrier will treat you favorably in the event of a claim.

Visit our review of Bristol West Car Insurance Review for another car insurance review .

Pros and cons

Ordered by impact. The top item in each column is the one we'd weight heaviest in a recommendation.

What's working

What's not

Our verdict

The bottom line

See auto rates Compare against our top auto carriers

Carriers pay us only when you switch

See what you'd actually pay for auto insurance.

You've read the Co-Operative review. Now compare it against the other carriers we cover — your real rate, not a marketing average.