Home Insurance

All 6 carriers, reviewed.

Independent reviews of every major home insurance carrier — overall scores, ratings breakdown, pros and cons, what each one's best for.

USAA

Est. 1922

4.82

/5.00

#1

USAA ranks #1 for affordability among major home insurance carriers, with average rates of $78 monthly.
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Amica

Est. 1907

4.78

/5.00

#1

Amica ranks #4 for affordability among major home insurance carriers, with average rates of $87 monthly.
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State Farm

Est. 1922

4.41

/5.00

#3

State Farm ranks #5 for affordability among major home insurance carriers, with average rates of $94 monthly.
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Lemonade

Est. 2015

4.35

/5.00

#2

Lemonade ranks #1 for affordability among major home insurance carriers, with average rates of $25 monthly.
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Travelers

Est. 1864

4.15

/5.00

#4

Travelers ranks #3 for affordability among major home insurance carriers, with average rates of $98 monthly.
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Allstate

Est. 1931

4.08

/5.00

#5

Allstate ranks #6 for affordability among major home insurance carriers, with average rates of $102 monthly.
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