Last reviewed: May 19, 2026

Auto Insurance Review

Farmers Auto Insurance Review

Farmers is built around its 48,000-agent network and a broad bundling story — particularly when paired with home or life coverage. As a standalone auto carrier, its rates aren't the most competitive in the market, but for drivers who value an agent relationship and write multiple policies together, the math improves.

Headquarters
6301 Owensmouth Avenue, Woodland Hills, CA 91367
Phone
800-974-6755

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Key takeaways

Farmers' strength is its agent network and coverage customization — particularly for bundling auto with home, life, and business policies.

— QuoteYeti editorial team
  1. 02 Customer experience scores are mixed: agent satisfaction trends positive, claims satisfaction trends average.
  2. 03 Pricing leans above the market average; bundling helps but doesn't fully close the gap.

Farmers ratings

Overall score
Customer experience 3.70/5
Coverage breadth 4.20/5
Affordability 3.20/5

Pros and cons

Ordered by impact. The top item in each column is the one we'd weight heaviest in a recommendation.

What's working

  • Top pro Coverage that is completely customizable for both vehicle and house insurance policies
  • Opportunities for bundling several lines of insurance
  • Numerous automobile insurance reductions are available.
  • Fewer customer complaints than average

What's not

  • Top con Standalone auto rates typically run above more pure-play competitors
  • Customer satisfaction on claims handling trends average to slightly below average
  • Online quote and self-service experience lags more digital-native competitors

Our verdict

The bottom line

Choose Farmers if you'd use the agent relationship and bundle multiple lines. As a price-driven solo-auto shopper, you'll usually find cheaper rates at GEICO or Progressive without giving up much.
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