Last reviewed: May 20, 2026

Auto Insurance Review

Pioneer State Mutual Auto Insurance Review

Pioneer State Mutual is an auto insurance carrier headquartered in MI. We're still finalizing the full editorial scoring for this carrier — what's on this page is the verified company facts, the source notes from our prior coverage, and the strengths and weaknesses we've identified so far.

Headquarters
1510 N. Elms Road, Flint, MI 48532
Phone
810-733-2300

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Key takeaways

Pioneer State Mutual ratings

Editorial score

Scoring in progress

We're still in the field on Pioneer State Mutual. Their carrier reference page is here so you have what we have — verified company facts, our initial analysis, and the strengths and weaknesses we've identified — but their full editorial score, ranking, and cost benchmarking aren't ready yet. We don't post scores we haven't earned.

If you're comparing carriers right now, our full auto rankings covers the carriers we've scored.

Quick facts

Headquartered
MI
Website
psmic.com
Phone
810-733-2300

From our prior coverage

What we've documented about Pioneer State Mutual

These notes are surfaced from QuoteYeti's prior coverage of Pioneer State Mutual. They aren't part of our v2 editorial scoring (which is still in progress) — we're showing them here so you have what we have. Some details may need updating; we'll refresh them when Pioneer State Mutual's full review is complete.

It is a known fact that each driver wants to receive a quick and fair claims service, and so Pioneer State Mutual Insurance Company's professional claims staff will handle your claim every time.

Pioneer State Mutual Insurance was founded in 1908 in Flint, Michigan. This product rates high when it comes to protecting your belongings. In spite of this, its customer satisfaction rating, which is used to measure how claims are dealt with, was rated a Not Rated. You may anticipate better service if something goes wrong if your J.D. Power Rating is high.

For another car insurance review, visit our review of Multi-State Car Insurance Review.

Pros and cons

Ordered by impact. The top item in each column is the one we'd weight heaviest in a recommendation.

What's working

What's not

Our verdict

The bottom line

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