All 6 carriers, reviewed.

Haven Life

Est. 2015

4.55

/5.00

#1

Haven Life ranks #2 for affordability among major life insurance carriers, with average rates of $15 monthly.

Ladder

Est. 2017

4.42

/5.00

#2

Ladder ranks #1 for affordability among major life insurance carriers, with average rates of $11 monthly.

Policygenius

Est. 2014

4.40

/5.00

#4

Policygenius is an independent online broker that compares quotes from 20+ top life insurers in one place

Ethos

Est. 2016

4.38

/5.00

#3

Ethos ranks #3 for affordability among major life insurance carriers, with average rates of $13 monthly.

Banner Life

Est. 1949

4.32

/5.00

#5

Banner Life is a competitive term and universal life from a strong financial parent (Legal & General America)

Bestow

Est. 2016

4.25

/5.00

#6

Bestow ranks #6 for affordability among major life insurance carriers, with average rates of $16 monthly.