Auto Insurance Review
Key takeaways
Kemper is a multi-line carrier with significant non-standard auto presence — particularly in California, Texas, and the Southeast.
— QuoteYeti editorial team
- 02 Owns several specialty brands (including Infinity and Direct General) and writes both standard and non-standard auto.
- 03 Mid-market pricing with specialty strengths for Hispanic-market and non-standard segments.
Kemper ratings
Pros and cons
Ordered by impact. The top item in each column is the one we'd weight heaviest in a recommendation.
What's working
- Top pro Strong specialty positioning for non-standard auto and Hispanic-market customers
- Quick online quoting with bilingual service in key markets
- Backed by parent company financial strength
- Accepts SR-22 and high-risk profiles
What's not
- Top con Kemper does not have a telematics program.
- Kemper does provide a mobile application, but its capabilities are restricted, and its website is sparse.
Our verdict
The bottom line
Kemper makes sense for non-standard risk or Spanish-language service needs in its core states. For standard-risk shoppers, mainstream carriers typically price more aggressively.
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