Last reviewed: May 20, 2026

Auto Insurance Review

Loya Auto Insurance Review

Loya is an auto insurance carrier headquartered in TX. We're still finalizing the full editorial scoring for this carrier — what's on this page is the verified company facts, the source notes from our prior coverage, and the strengths and weaknesses we've identified so far.

Headquarters
1800 Lee Trevino Drive, Suite 201, El Paso, TX 79936
Phone
800-554-0595

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Key takeaways

Loya ratings

Editorial score

Scoring in progress

We're still in the field on Loya. Their carrier reference page is here so you have what we have — verified company facts, our initial analysis, and the strengths and weaknesses we've identified — but their full editorial score, ranking, and cost benchmarking aren't ready yet. We don't post scores we haven't earned.

If you're comparing carriers right now, our full auto rankings covers the carriers we've scored.

Quick facts

Headquartered
TX
Website
fredloya.com
Phone
800-554-0595

From our prior coverage

What we've documented about Loya

These notes are surfaced from QuoteYeti's prior coverage of Loya. They aren't part of our v2 editorial scoring (which is still in progress) — we're showing them here so you have what we have. Some details may need updating; we'll refresh them when Loya's full review is complete.

Loya Insurance Group is committed to offering the lowest auto insurance prices available and has the perfect coverage to save you money while keeping you and your family safe on the road.

Loya Insurance was formed in 1974 and is based in the wonderful city of El Paso, Texas. Its financial strength rating–in other words, its ability to use money to protect your assets–is Not Rated. On the other side, their J.D. Power rating, which assesses consumer satisfaction with regard to claims management, is Not Rated out of 5. A higher J.D. Power Rating indicates that a carrier will treat you favorably in the event of a claim.

Check out our insurance company review of Liberty Mutual Insurance Review.

Pros and cons

Ordered by impact. The top item in each column is the one we'd weight heaviest in a recommendation.

What's working

What's not

Our verdict

The bottom line

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