Last reviewed: May 20, 2026

Auto Insurance Review

Texas Farm Bureau Auto Insurance Review

Texas Farm Bureau Insurance is widely regarded as one of the cheapest legitimate auto insurance options in Texas for drivers who qualify. Membership is required but inexpensive and open to non-farmers. For Texas residents with clean records, it deserves a quote.

Headquarters
7420 Fish Pond Road, Waco, TX 76710
Phone
877-327-6287

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Key takeaways

Texas Farm Bureau is Texas-only and requires Farm Bureau membership (open to anyone, modest annual fee).

— QuoteYeti editorial team
  1. 02 Consistently among the cheapest auto insurance options in Texas for clean-record drivers.
  2. 03 Solid customer satisfaction reputation within the state.

Texas Farm Bureau ratings

Overall score
Customer experience 4.30/5
Coverage breadth 3.80/5
Affordability 4.00/5

Pros and cons

Ordered by impact. The top item in each column is the one we'd weight heaviest in a recommendation.

What's working

  • Top pro Among the cheapest auto rates in Texas for clean-record drivers
  • Texas-specific expertise and deep local agent network
  • Strong customer satisfaction reputation in-state
  • Multi-line bundling with home and life insurance

What's not

  • Top con Texas-only — not available in any other state
  • Farm Bureau membership required (modest annual fee)
  • No online quoting — agent-distributed

Our verdict

The bottom line

Texas residents with clean records should absolutely get a Texas Farm Bureau quote. It's frequently the cheapest legitimate option in the state.
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