Last reviewed: May 19, 2026

Auto Insurance Review

American Family Auto Insurance Review

American Family is a Midwest-rooted mutual carrier that ranks consistently well on customer satisfaction and offers a usage-based program with real teeth. It's most competitive in its core states and for drivers who value local agents over the cheapest possible online quote.

Headquarters
6000 American Parkway, Madison, WI 53783
Phone
800-692-6326

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Key takeaways

American Family (AmFam) ranks well on customer satisfaction and is particularly strong in its Midwest core markets.

— QuoteYeti editorial team
  1. 02 Coverage options are competitive, with usage-based 'KnowYourDrive' offering meaningful discounts for safe drivers.
  2. 03 Pricing runs mid-market — not the cheapest, not the most expensive — with stronger competitiveness in its home regions.

American Family ratings

Overall score
Customer experience 4.00/5
Coverage breadth 4.10/5
Affordability 3.50/5

Pros and cons

Ordered by impact. The top item in each column is the one we'd weight heaviest in a recommendation.

What's working

  • Top pro American Family provides a variety of savings on vehicle insurance coverage.
  • The firm also offers numerous other types of insurance, which may be combined to save money.
  • American Family's mobile app is simple to use and includes features like tracking claim progress, scheduling payments, and calling roadside help.

What's not

  • Top con Because American Family does not offer a comprehensive list of extra coverage enhancements or endorsements for vehicle policies, customers with more sophisticated insurance needs should continue their research.
  • While homeowners rated American Family vehicle insurance positively, renters rated this provider below average in our Customer Satisfaction Survey.

Our verdict

The bottom line

American Family is a solid pick in the Midwest and Western states where it operates. If you're outside its footprint or shopping purely on rate, broader carriers will usually price more aggressively.
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