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Last reviewed: May 20, 2026

Auto Insurance Review

Published: May 20, 2026Written byRai AntonioReviewed byDavid KrugData byFelix Lucero
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● Auto Insurance

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State Auto Auto Insurance Review

State Auto Insurance is now part of Liberty Mutual (acquired 2022) but continues to operate under the State Auto brand through independent agents. Available primarily in the Midwest and Southeast, it offers mid-tier coverage with the financial backing of Liberty Mutual.

Headquarters
518 East Broad Street, Columbus, Ohio 43215
Website
www.stateauto.com
Phone
833-724-3577

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Key takeaways

State Auto Insurance was acquired by Liberty Mutual in 2022 and now operates as part of the Liberty Mutual family.

— QuoteYeti editorial team
  1. 02 Available primarily in the Midwest and Southeast through independent agents.
  2. 03 Mid-market pricing with strong multi-line bundling.

State Auto ratings

Overall score
Customer experience 3.80/5
Coverage breadth 3.90/5
Affordability 3.50/5

Pros and cons

Ordered by impact. The top item in each column is the one we'd weight heaviest in a recommendation.

What's working

  • Top pro Now backed by Liberty Mutual financial strength
  • Independent agent distribution with shop-around flexibility
  • Multi-line bundling discounts
  • Solid customer satisfaction in operating states

What's not

  • Top con Geographic concentration in Midwest and Southeast
  • Recent acquisition means brand and service evolution still underway
  • Mid-market pricing, not a budget option

Our verdict

The bottom line

State Auto is a fine regional choice in the Midwest and Southeast through an independent agent. The Liberty Mutual acquisition adds financial strength but the long-term brand identity is still settling.
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