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Last reviewed: May 20, 2026

Auto Insurance Review

Published: May 20, 2026Written byRai AntonioReviewed byDavid KrugData byFelix Lucero
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National General Auto Insurance Review

National General is Allstate's non-standard and specialty subsidiary, acquired in 2021. It writes a broader risk pool than Allstate's main book — non-standard auto, RV, motorcycle, and lender-placed coverage — across all 50 states. For non-standard risk it's a legitimate option; for standard-risk drivers, mainstream carriers will price better.

Headquarters
5620 University Parkway, Winston-Salem, NC 27105
Website
nationalgeneral.com
Phone
800-462-2123

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Key takeaways

National General is an Allstate subsidiary (acquired 2021) writing non-standard and specialty auto across all 50 states.

— QuoteYeti editorial team
  1. 02 Strong specialty positioning including RV, motorcycle, and lender-placed insurance in addition to non-standard auto.
  2. 03 Mid-market pricing for non-standard risk; not competitive for standard-risk drivers.

National General ratings

Overall score
Customer experience 3.40/5
Coverage breadth 3.70/5
Affordability 3.60/5

Pros and cons

Ordered by impact. The top item in each column is the one we'd weight heaviest in a recommendation.

What's working

  • Top pro Available in all 50 states for non-standard auto
  • Strong specialty lines including RV and motorcycle insurance
  • Backed by Allstate financial strength
  • Accepts SR-22 and high-risk profiles

What's not

  • Top con Customer satisfaction trends below industry averages
  • Not competitive for standard-risk drivers
  • Coverage menu varies meaningfully by state and risk profile

Our verdict

The bottom line

National General fits the non-standard niche or specialty needs (RV, motorcycle). Standard-risk auto shoppers will find better rates and service at mainstream carriers.
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