Travel Insurance Comparison
IMG vs Generali Global Assistance
Side-by-side comparison of IMG vs Generali Global Assistance travel insurance — ratings, cost, coverage, customer experience, pros, cons. No sales pitch, just the research.
Quick verdict
IMG edges ahead Generali Global Assistance in our overall scoring — but each carrier wins on different dimensions. See the breakdown below before deciding.
Head-to-head
Overall scores, key facts, and what each is known for.
| IMG | Generali Global Assistance | |
|---|---|---|
| Overall score | 4.32 /5 ★★★★★ Highest overall | 4.20 /5 ★★★★★ |
| National rank | #4 | #6 |
| Avg. annual rate | Per trip Mid-range | Per trip Competitive |
| Avg. monthly | $38 per trip | $31 per trip |
| Best for | IMG is an international travel insurance with strong medical coverage and specialty plans for expats and students | Generali Global Assistance is an established global travel insurance with strong airline and cruise partnerships |
| Read full review | IMG review → | Generali Global Assistance review → |
Rating breakdown
How each carrier scores on the dimensions we weight.
| Category | IMG | Generali Global Assistance |
|---|---|---|
| Customer experience | 4.55 · #4 | 4.25 · #6 |
| Coverage breadth | 4.55 · #4 | 4.25 · #6 |
| Affordability | 4.55 · #4 | 4.70 · #3 |
Pros and cons, side by side
What each carrier wins on, and where each one falls short.
IMG
Full review →Pros
- Specialty plans for expats, students, and missionaries
- Generous medical evacuation coverage limits
- Multi-trip and long-stay options
- Strong international medical network
- Solid options for travelers over 65
Cons
- Less focused on short-term domestic travel
- Customer service can vary by plan tier
- Marketing presence smaller than Allianz or Travelex
- Some restrictions on coverage for certain countries
Generali Global Assistance
Full review →Pros
- Trusted by major airlines and cruise lines as a partner
- Comprehensive medical benefits including evacuation
- Long-established global insurance brand
- Multiple plan tiers from basic to premium
- Strong cancellation and trip-interruption coverage
Cons
- Plan tiers can be hard to compare side-by-side
- Customer service primarily phone-based
- Pre-existing condition waivers have strict timing
- Less digital-first than newer travel insurance brands
Coverage at a glance
What each carrier offers in standard policies.
IMG
IMG offers a comprehensive coverage menu typical of major travel insurance carriers, with several add-ons that set it apart from competitors. The table below details the main add-ons available.
Add-on coverage
- Patriot International — Travel medical for trips outside the US
- Global Medical Insurance — Long-term international health insurance for expats
- Student Health Advantage — Health insurance for students studying abroad
Generali Global Assistance
Generali Global Assistance offers a comprehensive coverage menu typical of major travel insurance carriers, with several add-ons that set it apart from competitors. The table below details the main add-ons available.
Add-on coverage
- Preferred Plan — Mid-tier comprehensive coverage with trip cancellation
- Premium Plan — Highest coverage limits and most comprehensive benefits
- Rental Car Damage — Damage to rental cars during the trip
The bottom line
IMG
IMG earns an overall score of 4.32/5 in QuoteYeti's travel insurance provider rankings. The carrier ranks #4 nationally, with particular strength in specific specialty areas.
IMG is best suited for travelers who want a balance of price and service from an established carrier. Less focused on short-term domestic travel is the most common drawback to weigh against the strengths.
As always, compare quotes from multiple insurers before committing. The right carrier depends on your specific profile — driving record, claims history, location, and coverage needs all shift the math.
Generali Global Assistance
Generali Global Assistance earns an overall score of 4.2/5 in QuoteYeti's travel insurance provider rankings. The carrier ranks #6 nationally, with particular strength in affordability.
Generali Global Assistance is best suited for travelers who want a balance of price and service from an established carrier. Plan tiers can be hard to compare side-by-side is the most common drawback to weigh against the strengths.
As always, compare quotes from multiple insurers before committing. The right carrier depends on your specific profile — driving record, claims history, location, and coverage needs all shift the math.
Before you decide
Rankings are a starting point — your profile decides the rest.
These scores reflect our editorial research across cost, coverage, and customer experience. The right carrier for you still depends on your record, location, and vehicle, so read the full reviews before you commit.