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Smart Car Insurance Cost

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Peter Mondrose

August 10, 2021

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Smart Car Insurance Cost

How a Smart Car affects the cost of insurance

Smart Car Insurance Cost - Smart Logo

The high safety ratings and inexpensive price of a Smart car assist to keep insurance rates down. It is a low-cost automobile to fix since components are inexpensive and there isn’t much to repair, therefore insurance premiums will be below.

Other factors that influence insurance costs include the model, mileage, and trim package. Because convertibles are a greater risk body style, Smart Cars’ Cabrio convertible versions will be more costly. Ensuring the 2-door Coupe vehicles will be somewhat less expensive.

Your charges will also be affected by the trim level. Smart Cars are available in three trim levels: Pure, Passion, and Prime. A higher MSRP will result in higher insurance rates, however, there are additional safety features available for the Passion and 

Prime versions that will result in safety savings. In addition, if you qualify for a hybrid or electric car discount, the electric Smart Car will generally be less expensive to insure.

About Smart Cars

Swatch and Mercedes collaborated in the 1990s to explore their ideas for a revolutionary small automobile, and by 1994, the first Smart car was in production. 

The firm continues to evolve and expand its fan base.
The term Smart is a mix of the two brands: Swatch + Mercedes + art = Smart.

What is Car2Go?

Drivers may use this service to hire a Smart vehicle for an hour to two days. Car2Go is only accessible in a few cities. Download the app and get your rental Smart vehicle on the road.

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Smart car facts

  • Smart Automobile was formed in 1994 and is well-known for producing German automobiles.
  • Smart vehicles have passed the most stringent worldwide crash tests.
  • According to Guinness World Records, the greatest number of people that can fit inside a Smart car is 20.
  • The Smart electric drive was introduced in the United States in 2013.
  • The Smart Fortwo is one of the most fuel-efficient vehicles on the market in the United States.

Smart Car competitors

Looking for a different vehicle brand? Look for more vehicle manufacturers that are comparable to Smart Cars.

Bottom line

Because of its high safety ratings and low price, a Smart vehicle is an inexpensive car to insure. However, completely electric models might raise insurance costs, so look around to get the best vehicle insurance for you.

Check out our review of Toyota Insurance Cost for another car insurance review.

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