According to our study, the average cost of GMC Terrain insurance is about $123 per month — or $1,476 per year. Your exact cost is determined by your driving history, the number of miles you drive each year, your age and gender, and other considerations.
How to compare insurance for the GMC Terrain
Consider the following criteria while comparing GMC Terrain insurance options:
- Price. Because the GMC Terrain has numerous standard safety features, you may be able to qualify for savings that reduce the cost of your monthly premium.
- Deductible. You may decrease your premium by selecting coverage with a larger deductible; however, be sure you have that cash on hand in case of an accident.
- Coverage. Check to see whether your insurance coverage meets your state’s minimum standards. If you have a more expensive trim package, you should think about collision and comprehensive coverage.
- Manufacturer offers. All new GMC vehicles come with a five-year powertrain warranty that includes 24-hour roadside assistance and complimentary transportation if your car is in the shop.
What factors affect car insurance for the GMC Terrain?
The GMC Terrain, being a generally reliable mid-range small SUV with excellent safety ratings, should not be too expensive to insure. However, the trim package you select may have an impact on your insurance cost.
The 2018 GMC Terrain is offered in the following trim levels: SL, SLE, SLE Diesel, SLT, SLT diesel, and Denali. It is possible that insuring your GMC Terrain Denali may cost you more money per month than insuring the SL variant.
Does the GMC Terrain qualify for discounts?
Yes. Thanks to sophisticated safety features like: You should be able to get a couple of premium discounts for your GMC Terrain.
- A teen driver function that allows you to control the speed and loudness of certain drivers.
- A rearview camera
- Four-wheel antilock braking system
- Four-wheel disc brakes
- Electronic stability control
- Traction control
- Antitheft security system
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Reliability and safety ratings for the GMC Terrain
The GMC Terrain, like many other GMC and Chevrolet cars, has a high level of dependability and safety. This small SUV receives a 4 out of 5 dependability rating from JD Power, and a 4 out of 5 overall safety grade from the National Highway Traffic Safety Administration. US News combines this rating with ratings from the Insurance Institute for Highway Safety to give the GMC Terrain a 9.5 out of 10 safety rating.
Because of these above-average safety and dependability ratings, you may be able to save money on your insurance coverage for this SUV.
The GMC Terrain series maintenance
The GMC Terrain is a compact SUV built with fuel efficiency and relatively low routine maintenance costs in mind. Like its cousin, the Chevrolet Equinox, the GMC Terrain should get up to 28 mpg in the city and 39 mpg on the highway. And oil changes, brake pad replacements, tire rotation, and other routine services shouldn’t be too pricey.
GMC Terrain facts
GMC Terrain vehicles are now available in two diesel trim levels: SLE diesel and SLT diesel.
Your insurance premiums will not necessarily rise as a result of the diesel engine, but the MSRP of the trim package you select may have an impact. While diesel cars are typically more fuel-efficient, the GMC Terrain’s diesel versions achieve the same miles per gallon as gas models.
The GMC Terrain is a good choice for a blend of affordability and luxury, thanks to average insurance rates, low repair, and routine maintenance expenses, and above-average fuel efficiency. You might save even more if you have a clean driving record and qualify for paperless billing, combining your home and auto policies, or other insurance savings.
For additional car insurance review, Check out our review of Mazda CX-5 Insurance Cost & Rates.