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Kia Stinger Insurance Cost


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Kia Stinger Insurance Cost

The annual premium for a Kia Stinger insurance cost is $2,240. Your rate will vary based on the type of insurance you choose, how many miles you drive, where you reside, your driving record, and if you want additional coverage. Your car’s year, model, and trim might also determine your monthly payment. When comparing coverage, look for the particular state-specific rate options. In states such as Ohio, Maine, Iowa, and New Hampshire, you may expect to spend less, while in states such as Michigan, West Virginia, Georgia, and Washington, DC, you can expect to pay more due to the increased price of Kia Stinger insurance cost across all makes and models.

How to compare insurance for the Kia Stinger

Kia Stinger Insurance Cost - Kia Logo

The premium you pay is an accurate reflection of all of the aspects that are part of your Kia Stinger insurance cost coverage, including where you reside, your driving habits, and your insurance provider. Kia Stinger insurance cost are impacted by the following:

  • Body type. The Kia Stinger is a rear-wheel drive and all-wheel drive performance sedan with four doors. Insurance for this vehicle is less than an ordinary sedan, but more expensive than a sports car with comparable specifications.
  • Type of car. While small executive cars are generally less expensive to insure, the Kia Stinger is categorized as one.
  • Fuel option. It has a 3.3L or 2.0L turbocharged engine, and it uses premium gasoline. More powerful engines come at a higher price.
  • Theft rates. Kia vehicles in general have a low rate of theft. Insurers don’t hike rates when they’re not too worried about your car getting stolen.
  • Repairs. Repair costs are based on the Stinger’s premium status as a compact vehicle. Kia offers a substantial warranty program for repairs and maintenance concerns, and the availability of service is always there.
  • Safety features. Every safety feature on the vehicle, including numerous airbags, parking sensors, a rearview camera, and UVO eServices, is included. Studies have shown that they can help prevent injuries and automobile damage in the case of an accident, as well as reducing insurance costs.
  • Coverage. Most policyholders want to have comprehensive coverage in order to safeguard their cars from theft, vandalism, and natural disasters.
  • Restrictions. Most major auto insurance carriers should include coverage for a Kia Stinger insurance cost.
  • Warranty. Kia extends the base warranty on the Stinger to five years, 60,000 miles, and now provides an additional 10-year, 100,000-mile powertrain warranty. This warranty, which includes roadside support for five years or 60,000 miles, is among the longest in its class. To prevent paying for coverage you don’t truly need, learn what is covered by your warranty.

Does Kia offer any special programs for the Stinger?

There are a number of specialized programs for Kia. Some people may be eligible for a cash incentive when they buy or lease a new Kia Stinger if they are currently serving in the military.

The Stinger’s Base and Premium trims get $1,500 and the GT, GT1, and GT2 versions get $3,000. You must own a Kia car in order to qualify.

The final piece of the Puzzle is the Competitive Bonus, which motivates Kia consumers to go from competing brands instead of staying with their current brand. The Kia local dealer will help you find out whether your car qualifies. Your new purchase will result in a $1,500 to $3,000 incentive if it is made.

Does the Kia Stinger qualify for car insurance discounts?

Yes. To save between 5% and 30% on a new automobile, choose for options that include extra safety measures. You may be qualified for one of these incentives with the Kia Stinger.

  • Anti-theft discount
  • Anti-lock brake discount
  • Passive restraint discount like motorized seatbelts
  • Safety device discount

Reliability and safety ratings for the Kia Stinger

Neither the National Highway Traffic Safety Administration (NHTSA) nor the Insurance Institute for Highway Safety have conducted crash tests on the 2018 Kia Stinger (IIHS). That has just lately occurred in the US showrooms, so it’s not out of the ordinary.

However, in its premium compact vehicles category, the Stinger was named number one by US News. Thanks to its agility, style, spaciousness, and large list of standard equipment, the automobile scored a perfect 9.1 out of 10. According to JD Power, the Stinger receives an above-average score of 4 out of 5 stars for reliability. According to safety, quality, and performance, the automobile was given an overall score of 83.

A number of safety measures are included with the Stinger. Many of the safety measures with more sophistication come at a cost. You may choose to equip your vehicle with a package for $2,000 that has a number of active features like forward collision warnings, adaptive cruise control, lane keeping assistance, lane departure alerts, emergency automatic braking, and blind spot warnings. Critics point out that forward-collision warnings are included on most sports sedans. However, it is acknowledged that these attributes make it an excellent city car.

There have been no recalls, and no consumer complaints have been recorded with respect to the Kia Stinger.

The fuel efficiency of the automobile is actually good, with the annual average fuel cost standing at $2,450. That statistic is reflective of current gasoline costs as well as 15,000 miles of city and highway travel that has been completed over the course of the year. Filling the 15.9-gallon tank will cost $55. In comparison to the typical new automobile, a person would pay $4,500 more in fuel over five years.

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Kia Stinger facts

The Sino-Korean characters “ki” and “a” are used to form the word “Kia” (East). As a translation, it’s something like “rising out of the East.” It fits because of these reasons: Even though Kia just started making vehicles in the ‘40s, it has a strong presence in the globe due to its global market reach.

To come up with names for its automobiles, Kia turns to geography. Cerato is the Greek word for “peak” and Sorento is a lovely seaside town in Italy. Additionally, Mohave County, Arizona is the name of both a county and a valley.

Compare Kia Stinger competitors

Have you given up on finding the right pair of wheels? Find comparable automobiles, or look for different manufactures with entirely different characteristics.

Bottom line

Insurance premiums reflect the fact that the Kia Stinger is a fancy compact car. You’ll have to pay an additional fee for the most advanced safety systems, but the Kia warranty and maintenance program more than make up for that. Your provider may provide discounts for safe driving and paying your premium upfront, and your supplier also honors military members and loyal customers with cash back benefits. To get the most bang for your buck, look into several insurance companies to find the one that’s best Kia Stinger insurance cost.

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