According to our study, the average cost of GMC Acadia insurance is about $136 per month or $1,632 per year. The exact cost will depend on your driving record, the number of miles you travel in a year, and your age. Gender and other considerations
How to compare insurance for the GMC Acadia
Consider the following criteria while comparing GMC Acadia insurance options:
- Price. When comparing carriers, look into the various discounts you may be eligible for in order to obtain the greatest value for your coverage.
- Deductible. A greater deductible, which means you’ll be responsible for a bigger amount before insurance starts covering property damage or medical expenses, is one method to reduce your monthly rate.
- Coverage. At the absolute least, ensure that your insurance coverage meets the state minimum standards in your area. Consider additional coverage choices such as collision and comprehensive if you have an upgraded trim package.
- Manufacturer offers. GMC’s free 24-hour roadside assistance service covers all 2007 and newer GMC cars, so you won’t have to worry about adding this option to your insurance policy.
What factors affect car insurance for the GMC Acadia?
Because of its good dependability and safety ratings, as well as its reputation as a mid-range compact SUV, insuring your GMC Acadia should not be too expensive.
This car is available in six different trim packages, which may change your insurance premiums somewhat. The 2018 GMC Acadia is offered in the following trim levels: SL, SLE-1, SLE-2, SLT-1, SLT-2, and Denali. Generally, the greater your insurance rate, the more expensive your car is. If you choose an Acadia SL over an Acadia Denali, you might save money on insurance each month.
Acadia versions are also available in front-wheel drive (FWD) or all-wheel drive (AWD) (AWD). If your vehicle is equipped with AWD, insurance providers may offer you a small discount on your rate.
Driver factors and insurance costs
Aside from the brand and type of your vehicle, additional factors such as your age, gender, region, credit score, and accident history can all have an impact on your auto insurance premiums.
Your credit score can affect your auto insurance cost in all states except Hawaii, Massachusetts, and California. This is due to independent research indicating that the worse your credit score, the more likely you are to submit a claim.
Does the GMC Acadia qualify for discounts?
Aside from getting a new car discount, the GMC Acadia has a variety of safety features that might help you save money on car insurance, such as:
- A Teen Driver function that allows parents to restrict the speed and volume of other drivers.
- Lane change alerts
- Rear cross-traffic alerts
- Forward collision alerts
- Front pedestrian braking
- Rear park assist
- A rearview camera
Keep in mind that not all driver-assist safety systems are included with every Acadia trim package, so double-check your vehicle’s specs to ensure you’re saving as much money on insurance as possible.
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Reliability and safety ratings for the GMC Acadia
The Acadia, like other GMC cars, is known for its dependability and safety. The 2018 AWD GMC Acadia receives a 5 out of 5 overall safety rating from the National Highway Traffic Safety Administration (NHTSA), while the FWD model receives a 4 out of 5 ratings.
Similarly, JD Power rates current Acadia models as 4 out of 5 in terms of dependability, despite numerous user complaints regarding reliability difficulties with earlier versions.
GMC Acadia recalls
There are currently two recalls for the 2017 and 2018 GMC Acadia:
- Powertrain issues. While driving, the driveshaft assembly may detach, increasing your chances of a collision.
- Fuel system. The gasoline pump may become detached from its installation, causing damage to the high pressure fuel line and increasing the danger of a fire.
The GMC Acadia series maintenance
Routine maintenance services for the GMC Acadia, such as oil changes, brake pad replacements, and tire rotation, are reasonably priced. However, unlike comparable SUVs such as the Chevrolet Equinox and GMC Terrain, the GMC Acadia has poor fuel economy:
- GMC Acadia: Up to 21 mpg in the city and 26 mpg on the highway.
- GMC Terrain: Up to 28 mpg in the city and 39 mpg on the highway.
- Chevy Equinox: Up to 28 mpg in the city and 39 mpg on the highway.
What was the name of GMC’s first SUV crossover?
The 2007 GMC Acadia was the company’s first SUV crossover. Because the Acadia is not constructed on a truck frame like the Chevy Tahoe or GMC Yukon, you may expect to spend less for insurance than you would for a larger SUV or full-size truck. This is due to the fact that larger cars cause more damage in accidents, resulting in more expensive claims for insurance companies to pay out.
Insuring your GMC Acadia should be approximately average, however, it will most likely cost somewhat more than insuring a comparable GMC Terrain. If decreasing your vehicle insurance rate is essential to you and you haven’t yet purchased your Acadia, consider the small changes in insurance costs for the different trim packages, which might add up to a few hundred dollars in savings each year.
Compare auto insurance prices from a few different providers before making a selection to ensure you’re receiving the greatest cost and coverage for your GMC Acadia.
Check out our review of Dodge Durango Insurance Cost for one more car insurance review.