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Subaru BRZ Insurance Cost


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Subaru BRZ Insurance Cost

Subaru BRZ insurance costs an average of $185.16 per month — or $2,221.92 per year. However, your real prices will vary depending on your driving history, car model, and region.

How to compare insurance for the Subaru BRZ

Subaru BRZ Insurance Cost - Subaru Logo

Compare your alternatives to see which business is ideal for commuting in your Subaru BRZ. Knowing what to search for might help you save money and obtain coverage that is customized to your needs.

  • Price. Numerous companies claim to offer the lowest prices, but this is meaningless until you compare identical plans. Compare your choices properly by using the same vehicle and driver information.
  • Deductible. Because the size of your deductible directly affects the cost of insurance, it’s critical to pick an amount that works within your monthly budget.
  • Minimum coverage. Prior to purchasing a policy, it is critical to verify that it satisfies your state’s minimum coverage requirements.
  • Additional coverage. Additional coverage is available via insurance carriers. Include any options when requesting estimates to get an accurate estimate.
  • Extras. Due to the fact that insurance features differ by provider, it’s critical to understand what each policy contains and what you’ll need to pay extra for.
  • Restrictions. Determine whether your policy contains any limits to avoid coverage gaps or denials.
  • Manufacturer offer or loyalty discounts. Determine whether your manufacturer gives any special offers or loyalty discounts as a result of its affiliation with insurance carriers.
  • Warranty. Determine what your manufacturer’s or extended warranty covers in order to avoid paying for overlapping coverage.

What factors affect car insurance rates for Subaru BRZ?

While the BRZ was designed as a sports car, it boasts excellent safety features and crash test scores, which means it should be covered by any major insurance. Having said that, you may wind up paying a greater premium as a result of its design and low dependability.

How the Subaru BRZ’s features may impact insurance costs:

  • Body type. The BRZ is a two-door coupe with a performance-oriented design. This may result in increased rates.
  • Type of car. The Subaru BRZ is a high-performance car capable of reaching high speeds, which may result in increased insurance costs.
  • Theft. Sports cars like the Subaru BRZ are stolen at a lower rate than other vehicles, which should result in lower insurance costs.
  • Repairs. While the majority of BRZs will require little maintenance, repairs can be costly. This might result in an increase in the cost of vehicle insurance.
  • Safety ratings. The 2018 BRZ receives excellent crash test scores in nearly every area, which may result in lower auto insurance rates.
  • Fuel type. The BRZ is a gas-powered car, which makes it less expensive to insure than diesel, hybrid, or electric automobiles.
  • Trim & packages. Selecting models or trims that enhance power or total value may increase the BRZ’s insurance cost. Adding features that increase visibility or safety, on the other hand, may result in lower insurance costs.

Does the Subaru BRZ qualify for auto insurance discounts?

If your Subaru BRZ is equipped with certain safety features, you may be able to save money on car insurance.

  • New car discount
  • Anti-lock brake discount
  • Anti-theft discount
  • Passive restraint discount (Airbags, motorized seat belts, etc.)
  • Emergency roadside assistance discount

Subaru BRZ safety & reliability ratings

The Subaru BRZ has been on the market since 2013 and was developed in collaboration with Toyota. The sports vehicle is renowned for its sporty handling, plush interior, and powerful engine.

The Subaru BRZ was voted one of Car & Driver’s Top Ten Best Cars of 2013.

The Subaru BRZ has an outstanding 9.2/10 safety rating from U.S. News and J.D. Power. Additionally, this car has favorable IIHS crash test scores in virtually every area.

According to US News and J.D. Power, the 2018 BRZ earned a dependability rating of 3/5 stars, which is on par with other vehicles in its class.

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Subaru BRZ maintenance

The BRZ is a two-door coupe with a performance-oriented design and the ability to reach faster speeds than an ordinary car. Due to its sport tuning and performance-oriented architecture, it may require more regular maintenance than the economy or luxury cars, especially if it is driven often. Having said that, even basic maintenance may help extend the life of the vehicle and keep it running properly. What to anticipate:

  • Subaru recommended that you schedule service every six months or 6,000 miles, whichever comes first. The initial appointment will involve the replacement of the engine oil and filter, an inspection of different components, and battery service.
  • Oil changes should cost between $75 and $150, however the actual cost may vary depending on the service facility.
  • The BRZ’s average yearly repair cost is more than $650, which is more than the average for comparable vehicles.
  • Subaru recommends servicing the BRZ every 6,000 miles or six months, whichever comes first. Consult your dealer or your owner’s handbook to determine the scope of each service.

Is an extended warranty worth it for the Subaru BRZ?

Subaru’s New Car Limited Warranty covers the BRZ for three years or 36,000 miles on faulty OEM components and service. Additionally, it includes a 5-year/60,000-mile powertrain warranty, a 3-year/36,000-mile Limited Guarantee on Wear Items, a 5-year rust warranty, and three years/36,000-mile roadside assistance.

Subaru’s extended service agreements and maintenance plans are dubbed “Added Security.” They are offered a 7-year/100,000-mile warranty. For more details on any of these programs, contact your dealership. Subarus have worse dependability ratings than the average car and are built for performance, so you may want to consider one of the plans.

Compare Subaru competitors

Investigate more Subaru models or similar choices from other manufacturers.

Bottom line

The Subaru BRZ is a ground-breaking two-door sports coupe that combines excellent performance with a low sticker price. However, repair expenses are greater than usual, which may result in a rise in insurance premiums. Having said that, the BRZ is equipped with a slew of safety features that may qualify for auto insurance savings. Compare your choices to discover coverage and discounts that are right for you.

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