Home  >  Brands  >  Audi R8 Insurance Cost

Audi R8 Insurance Cost


Lane Hanson

August 12, 2021

Get a Quote

Ready to save hundreds on your car insurance?

Audi R8 Insurance Cost

While the Audi R8 is one of the more affordable supercars, it’s a substantial investment that should be protected on and off the road. The Audi R8 is a luxury sports car that’s surprisingly cheap to insure. The average insurance costs for an Audi R8 is $197 a month, or $2,364 a year. With a base price of $162,900, the annual insurance cost–to–base car price ratio is 1.5%, making it one of the cheapest luxury cars to insure. Filter car insurance companies by your state to get a quote.

How to compare insurance for the Audi R8

Audi R8 Insurance Cost - Audi Logo

Despite the fact that the R8 is a sports car with a considerably higher price tag than the ordinary vehicle, getting coverage is surprisingly simple. Most major carriers will be able to cover this model, but for those who cannot, there are several suppliers with plans built particularly for sports vehicles.

To discover the best auto insurance for your Audi R8, build a sample policy with the coverage you want and use that template to receive quotations from several companies. Here are some things to think about while weighing your alternatives.

  • Price. Once you’ve determined the coverage and features you want, seek estimates from many providers to locate a policy and pricing that fits your budget.
  • Deductible. The size of your deductible might have an impact on your monthly rates. A greater deductible lowers your monthly rates, whereas a lesser deductible raises them.
  • Minimum coverage. All drivers in most states are required to carry insurance. Check that the coverage amounts satisfy your state’s minimums before purchasing an insurance.
  • Additional coverage. If you need additional coverage, like personal injury protection or uninsured motorist coverage, look for a company who offers it.
  • Extras. When looking for insurance, you may come across supplementary choices such as accident forgiveness and roadside help. Determine what is covered by your policy and whether it is worthwhile to pay for additional benefits.
  • Restrictions. Some carriers impose limits on where you may drive or when you will be covered by your insurance.
  • Manufacturer offer or loyalty discount. Find out whether Audi has any manufacturer incentives or loyalty savings available through insurance provider agreements..
  • Warranty. To prevent paying for overlapping coverage, find out what is covered by your manufacturer’s or extended warranty.

What factors affect car insurance rates for Audi R8?

Many people assume that insuring a sports vehicle like the Audi R8 will be too expensive due to its high price and performance. Auto insurance, on the other hand, is far more difficult, since carriers use a variety of criteria other than performance to decide your premiums. Body type, theft rates, safety features, and a number of other criteria are all taken into account, suggesting that there are several ways to keep costs competitive. Here’s how the Audi R8’s features may affect auto insurance rates.

  • Body type. The R8 is classified as a coupe, which is less expensive to insure than a sedan.
  • Type of car. The R8 is a high-performance sports vehicle that can be driven at high speeds. This might raise the cost of auto insurance.
  • Theft. Sedans are by far the most commonly stolen car type. The R8 is classified as a coupe, and it sticks out, making it less likely to be stolen. This might result in cheaper insurance prices.
  • Repairs. Repairing an Audi R8 may be costly. Parts will most likely be more expensive than on other Audi models, and maintenance may need the use of qualified experts. This may be one of the reasons why insurance is so costly.
  • Safety ratings. While the R8 lacks official safety ratings, it does come equipped with a number of excellent safety features that may qualify you for auto insurance reductions.

How do trim packages and extra build options affect insurance cost?

Insurance companies determine your rates based on characteristics such as your likelihood of making claims and the estimated expenses of paying them. As a result, driver, location, and vehicle-specific characteristics can all have an impact on your rates. The features and choices on your specific R8 set it distinct from the others, just as every driver and car are unique.

The packages and trims on your R8 might impact your vehicle insurance costs, whether you pick the sport package, enhanced driver aid technology, or any other choice. Based on the base 2018 Audi R8 V10 coupe, here’s how different options and trims may impact the cost of vehicle insurance.

Engine & drivetrain

  • V10 Plus. If the regular R8 isn’t cutting it, the V10 Plus comes with 602 HP, ceramic brakes, complete LED headlights, a carbon fiber engine, and more. This option is about $60,000 more expensive than the basic model and adds a substantial amount of power, therefore your rates will most certainly increase.
  • Quattro. Audi’s all-wheel drive technology is known as Quattro. The addition of this package may improve handling and traction. However, it is $30,000 more expensive than the basic model, which will almost certainly raise insurance costs.

Packages and options

  • Premium package. Although this upgrade has no influence on the performance of your R8, the $8,000 price tag may raise insurance costs.

Audi R8 money-saving safety features

If your Audi R8 has these safety features, you may be able to save money on car insurance.

  • Airbags
  • Daytime running lights
  • Anti-lock brakes
  • Anti-theft device
  • Surround camera system
  • Parking sensors
  • Rear back-up sensors
  • LED fog lights
  • Electronic stability control
  • Seatbelt pretensioners

Does the Audi R8 qualify for auto insurance discounts?

Depending on whatever carrier you pick, your vehicle may be eligible for certain auto insurance savings. The actual reductions you receive, however, may vary based on your region, provider, selections, and other variables. Here are a few examples that should be applicable to the Audi R8:

  • New car discount
  • Anti-lock brake discount
  • Anti-theft discount
  • Passive restraint discount (Airbags, motorized seat belts, etc.)
  • Emergency roadside assistance discount

Ready to get started?

We’ve got you covered.

How reliable is the Audi R8?

The R8 receives a below-average dependability rating of 2.5/5 stars from U.S. News and J.D. Power. Previous model years are somewhat better, but only by a hair, with an average rating of 3/5 stars. Many owners appear to be pleased with the R8’s dependability, according to user evaluations.

  • 2011: A handful of 2011 Audi R8 vehicles were recalled owing to gasoline supply line leaks caused by engine compartment rubbing on the heat shield. While it is unclear how many vehicles were impacted, a gasoline leak in the presence of an ignition source might cause a fire, making it critical to address this issue as soon as possible.

The Audi R8 has very few typical complaints and issues. However, because the R8 is a high-priced sports car, the sample size is significantly lower than that of a more popular vehicle like the Audi A4 or Q5. Having said that, some owners have reported transmission issues, power loss, and carbon buildup.

Audi R8 maintenance

The R8 is a high-performance car that is intended to give a thrilling and entertaining driving experience. It may be driven more aggressively than other Audi vehicles, necessitating more regular service. However, whether you drive an R8 or an A3, it is always vital to maintain a regular maintenance schedule to keep your car functioning at its best. Routine oil changes and planned service visits are two methods to maximize the life of your R8. Here’s what to expect in terms of oil costs, mileage, and other factors.

  • Audi suggests changing the oil every 10,000 miles or 12 months, whichever comes first. However, if you drive your car regularly, you may want to have it replaced more frequently. Audi R8s use a lot of oil, which might explain why oil changes can cost up to $500.
  • According to the 2017 Audi maintenance plan, your R8 should be serviced at 10,000 miles and then every 20,000 miles after that. Standard maintenance should be performed after the first 20,000 miles and then every 20,000 miles after that.
  • The 2017 Audi R8 gets 17 miles per gallon on average, with 14 in the city and 22 on the interstate.
  • The 2017 Audi R8 comes with a four-year/50,000-mile warranty as well as four years of 24-hour roadside support.

Is an extended warranty worth it for the Audi R8?

The Audi R8 comes standard with a four-year, 50,000-mile warranty. If you desire longer coverage, the Audi Certified Plus Limited warranty is a good option. After your original warranty expires, the extended warranty covers your car for two years or up to 50,000 miles. While the basic warranty provides enough protection, performance vehicles such as the Audi R8 might benefit from the additional protection provided by the extended warranty. Furthermore, it can increase the resale value if you decide to sell it in the future.

How safe is the Audi R8?

Unfortunately, the Audi R8 lacks official safety ratings, which might be attributed to the fact that it is manufactured in considerably lower quantities than other Audi vehicles. Having said that, the R8, like many other Audis, comes equipped with a variety of safety and driver assistance technologies that can help prevent collisions and minimize damage in the case of an accident.

Compare Audi competitors

Check out what other vehicles have to offer, or look into other sports cars and similar models from different manufacturers.

Bottom line

The Audi R8 is a stunning sports vehicle that delivers amazing performance at a fraction of the cost of comparable supercars. Despite its high price and propensity for high speeds, vehicle insurance for the R8 is very easy to get. You should have no trouble obtaining coverage from any of the major carriers, but if you choose to go elsewhere, certain companies that specialize in performance automobiles may be able to give more specialized plans.

To receive the best prices, evaluate your alternatives and select a policy and provider that meets your needs.

Visit our review of Chevy Corvette Car Insurance Cost.

Bring on the savings!

We’ve done the research and have the tools to find you the best coverage for you. Let us help you discover your perfect policy.

Still paying too much?

Don't leave before you see how much we can help you save.