Glossary
Telematics
Programs that use a device or app to track your driving habits in exchange for discounts.
What is telematics?
Telematics programs track your driving habits — speed, braking, time of day, mileage — through a plug-in device or smartphone app. Safe drivers earn discounts; risky driving can also raise rates with some programs.
Details
Major telematics programs include Progressive Snapshot, State Farm Drive Safe & Save, Allstate Drivewise, GEICO DriveEasy, Nationwide SmartRide, and Liberty Mutual RightTrack. Discounts can reach 30%+ for the safest drivers. Hard braking, late-night driving, and phone use during drives typically reduce or eliminate discounts.