Glossary
Medical Payments (MedPay)
Pays for medical expenses for you and your passengers after an accident, regardless of fault.
What is medical payments (medpay)?
MedPay is a low-cost add-on that covers medical expenses for you and your passengers after an accident, regardless of fault. Limits are typically low ($1,000-$10,000) but the coverage is broad.
Details
MedPay overlaps with PIP in no-fault states but is broader in some respects — it can cover you as a pedestrian, in someone else’s car, or on public transit. In states with PIP, MedPay is optional supplemental coverage; in other states, it’s the primary first-party medical coverage.