Auto Insurance Comparison

The General vs Titan

Side-by-side comparison of The General vs Titan auto insurance — ratings, cost, coverage, customer experience, pros, cons. No sales pitch, just the research.

Read the full reviews: The General →Titan →
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Quick verdict

The General edges ahead Titan in our overall scoring — but each carrier wins on different dimensions. See the breakdown below before deciding.

Head-to-head

Overall scores, key facts, and what each is known for.

 
The General
Titan
Overall score
3.25 /5
Highest overall
3.05 /5
Best for The General writes non-standard auto insurance for drivers who can't easily get coverage from mainstream carriers Titan is a non-standard auto carrier that's now part of Nationwide's portfolio, specializing in SR-22 filings and drivers with adverse records
Read full review The General review → Titan review →

Rating breakdown

How each carrier scores on the dimensions we weight.

Category The General Titan
Customer experience 3.00 2.90
Coverage breadth 3.00 2.80
Affordability 3.80 3.50

Pros and cons, side by side

What each carrier wins on, and where each one falls short.

The General

Full review →

Pros

  • Strong specialization in non-standard risk — accepts drivers others reject
  • Quick online quotes including SR-22 filings
  • Available in 45 states, broader than most non-standard competitors
  • Affordable for high-risk profiles that mainstream carriers price out

Cons

  • Customer satisfaction and claims experience trend below industry averages
  • Standard-risk drivers will pay more here than at mainstream carriers
  • Coverage menu is intentionally minimal — limited add-on options

Pros

  • Backed by Nationwide — solid financial strength for a non-standard carrier
  • Strong SR-22 specialization
  • Accepts profiles other carriers reject

Cons

  • Customer satisfaction below industry averages
  • Limited geographic footprint
  • Not a fit for standard-risk drivers

Coverage at a glance

What each carrier offers in standard policies.

The General

Titan

The bottom line

The General

If you've been denied by mainstream carriers or need SR-22 filing, The General is a legitimate option. If you're a standard-risk driver, you're paying for risk pooling you don't need — get quotes from GEICO and Progressive first.

Read the full The General review

Titan

Titan is worth a quote if you need SR-22 filing in the states it operates. Standard-risk drivers should shop mainstream first.

Read the full Titan review

Before you decide

Rankings are a starting point — your profile decides the rest.

These scores reflect our editorial research across cost, coverage, and customer experience. The right carrier for you still depends on your record, location, and vehicle, so read the full reviews before you commit.