Quick verdict
SECURA comes out clearly ahead Titan in our overall scoring — but each carrier wins on different dimensions. See the breakdown below before deciding.
Head-to-head
Overall scores, key facts, and what each is known for.
| SECURA | Titan | |
|---|---|---|
| Overall score | 3.90 /5 ★★★★★ Highest overall | 3.05 /5 ★★★★★ |
| Best for | SECURA Insurance is a Wisconsin-based mutual operating across 13 states. | Titan is a non-standard auto carrier that's now part of Nationwide's portfolio, specializing in SR-22 filings and drivers with adverse records |
| Read full review | SECURA review → | Titan review → |
Rating breakdown
How each carrier scores on the dimensions we weight.
| Category | SECURA | Titan |
|---|---|---|
| Customer experience | 4.10 | 2.90 |
| Coverage breadth | 3.90 | 2.80 |
| Affordability | 3.70 | 3.50 |
Pros and cons, side by side
What each carrier wins on, and where each one falls short.
SECURA
Full review →Pros
- Mutual structure with policyholder-aligned ownership
- Available across 13 states — moderate geographic reach
- Multi-line bundling discounts for home and auto combined
- Solid customer-satisfaction reputation in operating markets
Cons
- Limited geographic footprint outside its 13 operating states
- No online quoting — independent agents only
- Less brand recognition than national carriers
Titan
Full review →Pros
- Backed by Nationwide — solid financial strength for a non-standard carrier
- Strong SR-22 specialization
- Accepts profiles other carriers reject
Cons
- Customer satisfaction below industry averages
- Limited geographic footprint
- Not a fit for standard-risk drivers
Coverage at a glance
What each carrier offers in standard policies.
SECURA
Titan
The bottom line
SECURA
SECURA is a fine regional choice in its 13-state footprint, particularly for multi-line bundlers. Outside that footprint, it isn't an option.
Read the full SECURA reviewTitan
Titan is worth a quote if you need SR-22 filing in the states it operates. Standard-risk drivers should shop mainstream first.
Read the full Titan reviewBefore you decide
Rankings are a starting point — your profile decides the rest.
These scores reflect our editorial research across cost, coverage, and customer experience. The right carrier for you still depends on your record, location, and vehicle, so read the full reviews before you commit.