Auto Insurance Comparison
Quick verdict
Safety comes out clearly ahead Titan in our overall scoring — but each carrier wins on different dimensions. See the breakdown below before deciding.
Head-to-head
Overall scores, key facts, and what each is known for.
| Safety | Titan | |
|---|---|---|
| Overall score | 4.00 /5 ★★★★★ Highest overall | 3.05 /5 ★★★★★ |
| Best for | Safety Insurance has been a Massachusetts mainstay since 1979 and competes seriously in MA, NH, and ME | Titan is a non-standard auto carrier that's now part of Nationwide's portfolio, specializing in SR-22 filings and drivers with adverse records |
| Read full review | Safety review → | Titan review → |
Rating breakdown
How each carrier scores on the dimensions we weight.
| Category | Safety | Titan |
|---|---|---|
| Customer experience | 4.20 | 2.90 |
| Coverage breadth | 4.00 | 2.80 |
| Affordability | 3.80 | 3.50 |
Pros and cons, side by side
What each carrier wins on, and where each one falls short.
Safety
Full review →Pros
- Strong Massachusetts market presence with deep regulatory expertise
- Solid customer satisfaction reputation in operating states
- Competitive bundling discounts when combined with home insurance
- Local agent network with strong state-specific knowledge
Cons
- Only available in MA, NH, and ME
- Mid-market pricing, not a low-cost option
- Limited national brand recognition
Titan
Full review →Pros
- Backed by Nationwide — solid financial strength for a non-standard carrier
- Strong SR-22 specialization
- Accepts profiles other carriers reject
Cons
- Customer satisfaction below industry averages
- Limited geographic footprint
- Not a fit for standard-risk drivers
Coverage at a glance
What each carrier offers in standard policies.
Safety
Titan
The bottom line
Safety
Safety is a fine choice for Massachusetts drivers in particular. Outside MA/NH/ME, it isn't relevant.
Read the full Safety reviewTitan
Titan is worth a quote if you need SR-22 filing in the states it operates. Standard-risk drivers should shop mainstream first.
Read the full Titan reviewBefore you decide
Rankings are a starting point — your profile decides the rest.
These scores reflect our editorial research across cost, coverage, and customer experience. The right carrier for you still depends on your record, location, and vehicle, so read the full reviews before you commit.