Auto Insurance Comparison
Plymouth Rock vs Selective
Side-by-side comparison of Plymouth Rock vs Selective auto insurance — ratings, cost, coverage, customer experience, pros, cons. No sales pitch, just the research.
Quick verdict
Plymouth Rock is essentially tied with Selective in our overall scoring — but each carrier wins on different dimensions. See the breakdown below before deciding.
Head-to-head
Overall scores, key facts, and what each is known for.
| Plymouth Rock | Selective | |
|---|---|---|
| Overall score | 3.85 /5 ★★★★★ Highest overall | 3.85 /5 ★★★★★ |
| Best for | Plymouth Rock is a Northeast regional that earns most of its market share in Massachusetts | Selective Insurance is a Northeast-rooted multi-line carrier where personal auto sits alongside a substantial commercial book |
| Read full review | Plymouth Rock review → | Selective review → |
Rating breakdown
How each carrier scores on the dimensions we weight.
| Category | Plymouth Rock | Selective |
|---|---|---|
| Customer experience | 3.90 | 3.90 |
| Coverage breadth | 4.00 | 4.00 |
| Affordability | 3.60 | 3.60 |
Pros and cons, side by side
What each carrier wins on, and where each one falls short.
Plymouth Rock
Full review →Pros
- Praised for financial stability
- customer complaints are in short supply
- Greater flexibility in policy coverage choices for both auto and homes insurance
- Offers a variety of discounts
- Home insurance premiums are very affordable
Cons
- Limited geographic availability
- Drivers in their 20s, 40s, 50s, and 60s have to pay more for vehicle insurance.
- Typically more expensive for drivers with speeding tickets and at-fault accidents
Selective
Full review →Pros
- Strong claims-handling reputation across personal and commercial lines
- Multi-line bundling potential including commercial coverage
- Independent agent distribution with shopping flexibility
- Solid financial strength
Cons
- Geographic limitation — Northeast/Mid-Atlantic focus
- No online quoting — independent agents only
- Mid-market pricing in a competitive region
Coverage at a glance
What each carrier offers in standard policies.
Plymouth Rock
Selective
The bottom line
Plymouth Rock
Plymouth Rock is a fine choice in Massachusetts and worth a quote in its other Northeast states, particularly if you value local claims service. If lowest price is the priority, look elsewhere.
Read the full Plymouth Rock reviewSelective
Selective is a fine regional choice in the Northeast and Mid-Atlantic, particularly for buyers bundling personal and commercial lines through an independent agent.
Read the full Selective reviewBefore you decide
Rankings are a starting point — your profile decides the rest.
These scores reflect our editorial research across cost, coverage, and customer experience. The right carrier for you still depends on your record, location, and vehicle, so read the full reviews before you commit.