Auto Insurance Comparison
Plymouth Rock vs Root
Side-by-side comparison of Plymouth Rock vs Root auto insurance — ratings, cost, coverage, customer experience, pros, cons. No sales pitch, just the research.
Quick verdict
Plymouth Rock edges ahead Root in our overall scoring — but each carrier wins on different dimensions. See the breakdown below before deciding.
Head-to-head
Overall scores, key facts, and what each is known for.
| Plymouth Rock | Root | |
|---|---|---|
| Overall score | 3.85 /5 ★★★★★ Highest overall | 3.60 /5 ★★★★★ |
| Best for | Plymouth Rock is a Northeast regional that earns most of its market share in Massachusetts | Root is a digital-native carrier built around a test-drive model — you install the app, drive for ~3 weeks, and Root prices your policy based on actual driving behavior |
| Read full review | Plymouth Rock review → | Root review → |
Rating breakdown
How each carrier scores on the dimensions we weight.
| Category | Plymouth Rock | Root |
|---|---|---|
| Customer experience | 3.90 | 3.50 |
| Coverage breadth | 4.00 | 3.50 |
| Affordability | 3.60 | 3.80 |
Pros and cons, side by side
What each carrier wins on, and where each one falls short.
Plymouth Rock
Full review →Pros
- Praised for financial stability
- customer complaints are in short supply
- Greater flexibility in policy coverage choices for both auto and homes insurance
- Offers a variety of discounts
- Home insurance premiums are very affordable
Cons
- Limited geographic availability
- Drivers in their 20s, 40s, 50s, and 60s have to pay more for vehicle insurance.
- Typically more expensive for drivers with speeding tickets and at-fault accidents
Root
Full review →Pros
- Low-mileage drivers
- Drivers who do everything to keep themselves safe on the road
- Prospective customers want to save on renters and vehicle insurance.
Cons
- high-risk drivers in the high-risk categories.
- Insurance agents who prioritize work
- drivers who seek a comprehensive insurance plan
Coverage at a glance
What each carrier offers in standard policies.
Plymouth Rock
Root
The bottom line
Plymouth Rock
Plymouth Rock is a fine choice in Massachusetts and worth a quote in its other Northeast states, particularly if you value local claims service. If lowest price is the priority, look elsewhere.
Read the full Plymouth Rock reviewRoot
Root is worth trying if you're a genuinely safe driver who's comfortable with a 3-week test and digital-only service. If you need immediate coverage or prefer human agents, look elsewhere.
Read the full Root reviewBefore you decide
Rankings are a starting point — your profile decides the rest.
These scores reflect our editorial research across cost, coverage, and customer experience. The right carrier for you still depends on your record, location, and vehicle, so read the full reviews before you commit.