Auto Insurance Comparison
Travelers vs National General
Side-by-side comparison of Travelers vs National General auto insurance — ratings, cost, coverage, customer experience, pros, cons. No sales pitch, just the research.
Quick verdict
Travelers comes out clearly ahead National General in our overall scoring — but each carrier wins on different dimensions. See the breakdown below before deciding.
Head-to-head
Overall scores, key facts, and what each is known for.
| Travelers | National General | |
|---|---|---|
| Overall score | 4.25 /5 ★★★★★ Highest overall | 3.55 /5 ★★★★★ |
| Best for | Travelers is the carrier most often picked by drivers who'd rather pay a bit more for confidence in the claims process | National General is Allstate's non-standard and specialty subsidiary, acquired in 2021 |
| Read full review | Travelers review → | National General review → |
Rating breakdown
How each carrier scores on the dimensions we weight.
| Category | Travelers | National General |
|---|---|---|
| Customer experience | 4.40 | 3.40 |
| Coverage breadth | 4.70 | 3.70 |
| Affordability | 3.60 | 3.60 |
Pros and cons, side by side
What each carrier wins on, and where each one falls short.
Travelers
Full review →Pros
- One of the bundling choices offered by Travelers is house, vehicle, and pet insurance.
- Lots of discount opportunities
- A range of benefits for environmentally conscious homes
Cons
- Base premiums typically run above GEICO and Progressive for most driver profiles
- Less competitive specifically for young drivers and high-risk profiles
- Agent availability varies by region — Travelers leans on independent agents rather than captive offices
National General
Full review →Pros
- Available in all 50 states for non-standard auto
- Strong specialty lines including RV and motorcycle insurance
- Backed by Allstate financial strength
- Accepts SR-22 and high-risk profiles
Cons
- Customer satisfaction trends below industry averages
- Not competitive for standard-risk drivers
- Coverage menu varies meaningfully by state and risk profile
Coverage at a glance
What each carrier offers in standard policies.
Travelers
National General
The bottom line
Travelers
If you've had a frustrating claims experience with a low-cost carrier and you're ready to pay a bit more for service depth, Travelers is the right next stop. It's not the cheapest option, but it's one of the most reliable.
Read the full Travelers reviewNational General
National General fits the non-standard niche or specialty needs (RV, motorcycle). Standard-risk auto shoppers will find better rates and service at mainstream carriers.
Read the full National General reviewBefore you decide
Rankings are a starting point — your profile decides the rest.
These scores reflect our editorial research across cost, coverage, and customer experience. The right carrier for you still depends on your record, location, and vehicle, so read the full reviews before you commit.