Auto Insurance Comparison
Safety vs National General
Side-by-side comparison of Safety vs National General auto insurance — ratings, cost, coverage, customer experience, pros, cons. No sales pitch, just the research.
Quick verdict
Safety comes out clearly ahead National General in our overall scoring — but each carrier wins on different dimensions. See the breakdown below before deciding.
Head-to-head
Overall scores, key facts, and what each is known for.
| Safety | National General | |
|---|---|---|
| Overall score | 4.00 /5 ★★★★★ Highest overall | 3.55 /5 ★★★★★ |
| Best for | Safety Insurance has been a Massachusetts mainstay since 1979 and competes seriously in MA, NH, and ME | National General is Allstate's non-standard and specialty subsidiary, acquired in 2021 |
| Read full review | Safety review → | National General review → |
Rating breakdown
How each carrier scores on the dimensions we weight.
| Category | Safety | National General |
|---|---|---|
| Customer experience | 4.20 | 3.40 |
| Coverage breadth | 4.00 | 3.70 |
| Affordability | 3.80 | 3.60 |
Pros and cons, side by side
What each carrier wins on, and where each one falls short.
Safety
Full review →Pros
- Strong Massachusetts market presence with deep regulatory expertise
- Solid customer satisfaction reputation in operating states
- Competitive bundling discounts when combined with home insurance
- Local agent network with strong state-specific knowledge
Cons
- Only available in MA, NH, and ME
- Mid-market pricing, not a low-cost option
- Limited national brand recognition
National General
Full review →Pros
- Available in all 50 states for non-standard auto
- Strong specialty lines including RV and motorcycle insurance
- Backed by Allstate financial strength
- Accepts SR-22 and high-risk profiles
Cons
- Customer satisfaction trends below industry averages
- Not competitive for standard-risk drivers
- Coverage menu varies meaningfully by state and risk profile
Coverage at a glance
What each carrier offers in standard policies.
Safety
National General
The bottom line
Safety
Safety is a fine choice for Massachusetts drivers in particular. Outside MA/NH/ME, it isn't relevant.
Read the full Safety reviewNational General
National General fits the non-standard niche or specialty needs (RV, motorcycle). Standard-risk auto shoppers will find better rates and service at mainstream carriers.
Read the full National General reviewBefore you decide
Rankings are a starting point — your profile decides the rest.
These scores reflect our editorial research across cost, coverage, and customer experience. The right carrier for you still depends on your record, location, and vehicle, so read the full reviews before you commit.