Auto Insurance Comparison
Missouri Farm Bureau vs National General
Side-by-side comparison of Missouri Farm Bureau vs National General auto insurance — ratings, cost, coverage, customer experience, pros, cons. No sales pitch, just the research.
Quick verdict
Missouri Farm Bureau comes out clearly ahead National General in our overall scoring — but each carrier wins on different dimensions. See the breakdown below before deciding.
Head-to-head
Overall scores, key facts, and what each is known for.
| Missouri Farm Bureau | National General | |
|---|---|---|
| Overall score | 3.90 /5 ★★★★★ Highest overall | 3.55 /5 ★★★★★ |
| Best for | Missouri Farm Bureau is Missouri-only and requires Farm Bureau membership. | National General is Allstate's non-standard and specialty subsidiary, acquired in 2021 |
| Read full review | Missouri Farm Bureau review → | National General review → |
Rating breakdown
How each carrier scores on the dimensions we weight.
| Category | Missouri Farm Bureau | National General |
|---|---|---|
| Customer experience | 4.10 | 3.40 |
| Coverage breadth | 3.70 | 3.70 |
| Affordability | 3.90 | 3.60 |
Pros and cons, side by side
What each carrier wins on, and where each one falls short.
Missouri Farm Bureau
Full review →Pros
- Competitive auto rates in Missouri
- Strong statewide agent network
- Solid customer satisfaction in-state
- Multi-line bundling discounts
Cons
- Missouri only — not available elsewhere
- Farm Bureau membership required
- No online quoting — agent only
National General
Full review →Pros
- Available in all 50 states for non-standard auto
- Strong specialty lines including RV and motorcycle insurance
- Backed by Allstate financial strength
- Accepts SR-22 and high-risk profiles
Cons
- Customer satisfaction trends below industry averages
- Not competitive for standard-risk drivers
- Coverage menu varies meaningfully by state and risk profile
Coverage at a glance
What each carrier offers in standard policies.
Missouri Farm Bureau
National General
The bottom line
Missouri Farm Bureau
Missouri residents should get a Missouri Farm Bureau quote alongside mainstream carriers. Frequently competitive on price for clean records.
Read the full Missouri Farm Bureau reviewNational General
National General fits the non-standard niche or specialty needs (RV, motorcycle). Standard-risk auto shoppers will find better rates and service at mainstream carriers.
Read the full National General reviewBefore you decide
Rankings are a starting point — your profile decides the rest.
These scores reflect our editorial research across cost, coverage, and customer experience. The right carrier for you still depends on your record, location, and vehicle, so read the full reviews before you commit.