Auto Insurance Comparison
Plymouth Rock vs Metromile
Side-by-side comparison of Plymouth Rock vs Metromile auto insurance — ratings, cost, coverage, customer experience, pros, cons. No sales pitch, just the research.
Quick verdict
Plymouth Rock edges ahead Metromile in our overall scoring — but each carrier wins on different dimensions. See the breakdown below before deciding.
Head-to-head
Overall scores, key facts, and what each is known for.
| Plymouth Rock | Metromile | |
|---|---|---|
| Overall score | 3.85 /5 ★★★★★ Highest overall | 3.65 /5 ★★★★★ |
| Best for | Plymouth Rock is a Northeast regional that earns most of its market share in Massachusetts | Metromile's pay-per-mile model is genuinely interesting for low-mileage drivers — work-from-home professionals, retirees, urban drivers — where the per-mile pricing can produce dramatically lower premiums |
| Read full review | Plymouth Rock review → | Metromile review → |
Rating breakdown
How each carrier scores on the dimensions we weight.
| Category | Plymouth Rock | Metromile |
|---|---|---|
| Customer experience | 3.90 | 3.40 |
| Coverage breadth | 4.00 | 3.30 |
| Affordability | 3.60 | 4.20 |
Pros and cons, side by side
What each carrier wins on, and where each one falls short.
Plymouth Rock
Full review →Pros
- Praised for financial stability
- customer complaints are in short supply
- Greater flexibility in policy coverage choices for both auto and homes insurance
- Offers a variety of discounts
- Home insurance premiums are very affordable
Cons
- Limited geographic availability
- Drivers in their 20s, 40s, 50s, and 60s have to pay more for vehicle insurance.
- Typically more expensive for drivers with speeding tickets and at-fault accidents
Metromile
Full review →Pros
- Low-mileage drivers
- Drivers looking for lower rates
- Drivers who value technology-focused insurance
Cons
- High-mileage drivers
- Those who want to bundle insurance types
- Drivers who want a robust set of coverage options
Coverage at a glance
What each carrier offers in standard policies.
Plymouth Rock
Metromile
The bottom line
Plymouth Rock
Plymouth Rock is a fine choice in Massachusetts and worth a quote in its other Northeast states, particularly if you value local claims service. If lowest price is the priority, look elsewhere.
Read the full Plymouth Rock reviewMetromile
Metromile (now Lemonade's auto product) is a genuinely good fit for low-mileage drivers. For typical commuters, the per-mile pricing makes it more expensive than mainstream alternatives.
Read the full Metromile reviewBefore you decide
Rankings are a starting point — your profile decides the rest.
These scores reflect our editorial research across cost, coverage, and customer experience. The right carrier for you still depends on your record, location, and vehicle, so read the full reviews before you commit.