Auto Insurance Comparison
Plymouth Rock vs MetLife
Side-by-side comparison of Plymouth Rock vs MetLife auto insurance — ratings, cost, coverage, customer experience, pros, cons. No sales pitch, just the research.
Quick verdict
Plymouth Rock edges ahead MetLife in our overall scoring — but each carrier wins on different dimensions. See the breakdown below before deciding.
Head-to-head
Overall scores, key facts, and what each is known for.
| Plymouth Rock | MetLife | |
|---|---|---|
| Overall score | 3.85 /5 ★★★★★ Highest overall | 3.60 /5 ★★★★★ |
| Best for | Plymouth Rock is a Northeast regional that earns most of its market share in Massachusetts | MetLife exited the U |
| Read full review | Plymouth Rock review → | MetLife review → |
Rating breakdown
How each carrier scores on the dimensions we weight.
| Category | Plymouth Rock | MetLife |
|---|---|---|
| Customer experience | 3.90 | 3.60 |
| Coverage breadth | 4.00 | 3.80 |
| Affordability | 3.60 | 3.40 |
Pros and cons, side by side
What each carrier wins on, and where each one falls short.
Plymouth Rock
Full review →Pros
- Praised for financial stability
- customer complaints are in short supply
- Greater flexibility in policy coverage choices for both auto and homes insurance
- Offers a variety of discounts
- Home insurance premiums are very affordable
Cons
- Limited geographic availability
- Drivers in their 20s, 40s, 50s, and 60s have to pay more for vehicle insurance.
- Typically more expensive for drivers with speeding tickets and at-fault accidents
MetLife
Full review →Pros
- Strong financial backing during its time as a personal auto carrier
- Solid claims-handling reputation among legacy policyholders
- Brand recognition and trust from decades in the personal-lines market
Cons
- No longer writing new U.S. auto policies — the business sold to Farmers in 2021
- Existing policies transitioned to Farmers administration, which may have shifted service quality and rates
- If you're shopping for a new policy today, MetLife is not an active option
Coverage at a glance
What each carrier offers in standard policies.
Plymouth Rock
MetLife
The bottom line
Plymouth Rock
Plymouth Rock is a fine choice in Massachusetts and worth a quote in its other Northeast states, particularly if you value local claims service. If lowest price is the priority, look elsewhere.
Read the full Plymouth Rock reviewMetLife
MetLife is no longer an active U.S. personal auto carrier. If you're shopping now, see our Farmers review for the current picture — that's the carrier administering the former MetLife book.
Read the full MetLife reviewBefore you decide
Rankings are a starting point — your profile decides the rest.
These scores reflect our editorial research across cost, coverage, and customer experience. The right carrier for you still depends on your record, location, and vehicle, so read the full reviews before you commit.