Auto Insurance Comparison
MetLife vs National General
Side-by-side comparison of MetLife vs National General auto insurance — ratings, cost, coverage, customer experience, pros, cons. No sales pitch, just the research.
Quick verdict
MetLife edges ahead National General in our overall scoring — but each carrier wins on different dimensions. See the breakdown below before deciding.
Head-to-head
Overall scores, key facts, and what each is known for.
| MetLife | National General | |
|---|---|---|
| Overall score | 3.60 /5 ★★★★★ Highest overall | 3.55 /5 ★★★★★ |
| Best for | MetLife exited the U | National General is Allstate's non-standard and specialty subsidiary, acquired in 2021 |
| Read full review | MetLife review → | National General review → |
Rating breakdown
How each carrier scores on the dimensions we weight.
| Category | MetLife | National General |
|---|---|---|
| Customer experience | 3.60 | 3.40 |
| Coverage breadth | 3.80 | 3.70 |
| Affordability | 3.40 | 3.60 |
Pros and cons, side by side
What each carrier wins on, and where each one falls short.
MetLife
Full review →Pros
- Strong financial backing during its time as a personal auto carrier
- Solid claims-handling reputation among legacy policyholders
- Brand recognition and trust from decades in the personal-lines market
Cons
- No longer writing new U.S. auto policies — the business sold to Farmers in 2021
- Existing policies transitioned to Farmers administration, which may have shifted service quality and rates
- If you're shopping for a new policy today, MetLife is not an active option
National General
Full review →Pros
- Available in all 50 states for non-standard auto
- Strong specialty lines including RV and motorcycle insurance
- Backed by Allstate financial strength
- Accepts SR-22 and high-risk profiles
Cons
- Customer satisfaction trends below industry averages
- Not competitive for standard-risk drivers
- Coverage menu varies meaningfully by state and risk profile
Coverage at a glance
What each carrier offers in standard policies.
MetLife
National General
The bottom line
MetLife
MetLife is no longer an active U.S. personal auto carrier. If you're shopping now, see our Farmers review for the current picture — that's the carrier administering the former MetLife book.
Read the full MetLife reviewNational General
National General fits the non-standard niche or specialty needs (RV, motorcycle). Standard-risk auto shoppers will find better rates and service at mainstream carriers.
Read the full National General reviewBefore you decide
Rankings are a starting point — your profile decides the rest.
These scores reflect our editorial research across cost, coverage, and customer experience. The right carrier for you still depends on your record, location, and vehicle, so read the full reviews before you commit.