Auto Insurance Comparison
Hanover vs Pekin
Side-by-side comparison of Hanover vs Pekin auto insurance — ratings, cost, coverage, customer experience, pros, cons. No sales pitch, just the research.
Quick verdict
Hanover is essentially tied with Pekin in our overall scoring — but each carrier wins on different dimensions. See the breakdown below before deciding.
Head-to-head
Overall scores, key facts, and what each is known for.
| Hanover | Pekin | |
|---|---|---|
| Overall score | 3.85 /5 ★★★★★ Highest overall | 3.85 /5 ★★★★★ |
| Best for | Hanover is a multi-line carrier whose personal auto sits within a broader portfolio including commercial and specialty lines | Pekin Insurance is an Illinois-headquartered mutual with a five-state Midwest footprint |
| Read full review | Hanover review → | Pekin review → |
Rating breakdown
How each carrier scores on the dimensions we weight.
| Category | Hanover | Pekin |
|---|---|---|
| Customer experience | 3.90 | 4.00 |
| Coverage breadth | 4.10 | 3.80 |
| Affordability | 3.60 | 3.70 |
Pros and cons, side by side
What each carrier wins on, and where each one falls short.
Hanover
Full review →Pros
- Available across 38 states — broader than most regional mutuals
- Strong multi-line bundling potential including specialty coverage
- Solid claims-handling reputation
- Independent agent distribution with shop-around flexibility
Cons
- No online quoting — independent agents only
- Pricing is mid-market, not a budget option
- Customer satisfaction is solid but not standout
Pekin
Full review →Pros
- Mutual structure — policyholder-aligned ownership
- Strong Illinois market presence with deep state-specific expertise
- Multi-line bundling discounts when combined with home or life
- Solid customer satisfaction in operating states
Cons
- Only available in IL, IN, IA, OH, and WI
- No online quoting — every policy through an agent
- Pricing is mid-market, not a budget choice
Coverage at a glance
What each carrier offers in standard policies.
Hanover
Pekin
The bottom line
Hanover
Hanover is a mid-tier option that's most attractive when bundled with home, umbrella, or specialty coverage through an independent agent. Standalone, mainstream carriers will usually beat it on price.
Read the full Hanover reviewPekin
Pekin is a fine regional choice in its five operating states, particularly Illinois. Outside that footprint, it isn't an option.
Read the full Pekin reviewBefore you decide
Rankings are a starting point — your profile decides the rest.
These scores reflect our editorial research across cost, coverage, and customer experience. The right carrier for you still depends on your record, location, and vehicle, so read the full reviews before you commit.