Auto Insurance Comparison
Hanover vs National General
Side-by-side comparison of Hanover vs National General auto insurance — ratings, cost, coverage, customer experience, pros, cons. No sales pitch, just the research.
Quick verdict
Hanover comes out clearly ahead National General in our overall scoring — but each carrier wins on different dimensions. See the breakdown below before deciding.
Head-to-head
Overall scores, key facts, and what each is known for.
| Hanover | National General | |
|---|---|---|
| Overall score | 3.85 /5 ★★★★★ Highest overall | 3.55 /5 ★★★★★ |
| Best for | Hanover is a multi-line carrier whose personal auto sits within a broader portfolio including commercial and specialty lines | National General is Allstate's non-standard and specialty subsidiary, acquired in 2021 |
| Read full review | Hanover review → | National General review → |
Rating breakdown
How each carrier scores on the dimensions we weight.
| Category | Hanover | National General |
|---|---|---|
| Customer experience | 3.90 | 3.40 |
| Coverage breadth | 4.10 | 3.70 |
| Affordability | 3.60 | 3.60 |
Pros and cons, side by side
What each carrier wins on, and where each one falls short.
Hanover
Full review →Pros
- Available across 38 states — broader than most regional mutuals
- Strong multi-line bundling potential including specialty coverage
- Solid claims-handling reputation
- Independent agent distribution with shop-around flexibility
Cons
- No online quoting — independent agents only
- Pricing is mid-market, not a budget option
- Customer satisfaction is solid but not standout
National General
Full review →Pros
- Available in all 50 states for non-standard auto
- Strong specialty lines including RV and motorcycle insurance
- Backed by Allstate financial strength
- Accepts SR-22 and high-risk profiles
Cons
- Customer satisfaction trends below industry averages
- Not competitive for standard-risk drivers
- Coverage menu varies meaningfully by state and risk profile
Coverage at a glance
What each carrier offers in standard policies.
Hanover
National General
The bottom line
Hanover
Hanover is a mid-tier option that's most attractive when bundled with home, umbrella, or specialty coverage through an independent agent. Standalone, mainstream carriers will usually beat it on price.
Read the full Hanover reviewNational General
National General fits the non-standard niche or specialty needs (RV, motorcycle). Standard-risk auto shoppers will find better rates and service at mainstream carriers.
Read the full National General reviewBefore you decide
Rankings are a starting point — your profile decides the rest.
These scores reflect our editorial research across cost, coverage, and customer experience. The right carrier for you still depends on your record, location, and vehicle, so read the full reviews before you commit.