Auto Insurance Comparison
Hanover vs MetLife
Side-by-side comparison of Hanover vs MetLife auto insurance — ratings, cost, coverage, customer experience, pros, cons. No sales pitch, just the research.
Quick verdict
Hanover edges ahead MetLife in our overall scoring — but each carrier wins on different dimensions. See the breakdown below before deciding.
Head-to-head
Overall scores, key facts, and what each is known for.
| Hanover | MetLife | |
|---|---|---|
| Overall score | 3.85 /5 ★★★★★ Highest overall | 3.60 /5 ★★★★★ |
| Best for | Hanover is a multi-line carrier whose personal auto sits within a broader portfolio including commercial and specialty lines | MetLife exited the U |
| Read full review | Hanover review → | MetLife review → |
Rating breakdown
How each carrier scores on the dimensions we weight.
| Category | Hanover | MetLife |
|---|---|---|
| Customer experience | 3.90 | 3.60 |
| Coverage breadth | 4.10 | 3.80 |
| Affordability | 3.60 | 3.40 |
Pros and cons, side by side
What each carrier wins on, and where each one falls short.
Hanover
Full review →Pros
- Available across 38 states — broader than most regional mutuals
- Strong multi-line bundling potential including specialty coverage
- Solid claims-handling reputation
- Independent agent distribution with shop-around flexibility
Cons
- No online quoting — independent agents only
- Pricing is mid-market, not a budget option
- Customer satisfaction is solid but not standout
MetLife
Full review →Pros
- Strong financial backing during its time as a personal auto carrier
- Solid claims-handling reputation among legacy policyholders
- Brand recognition and trust from decades in the personal-lines market
Cons
- No longer writing new U.S. auto policies — the business sold to Farmers in 2021
- Existing policies transitioned to Farmers administration, which may have shifted service quality and rates
- If you're shopping for a new policy today, MetLife is not an active option
Coverage at a glance
What each carrier offers in standard policies.
Hanover
MetLife
The bottom line
Hanover
Hanover is a mid-tier option that's most attractive when bundled with home, umbrella, or specialty coverage through an independent agent. Standalone, mainstream carriers will usually beat it on price.
Read the full Hanover reviewMetLife
MetLife is no longer an active U.S. personal auto carrier. If you're shopping now, see our Farmers review for the current picture — that's the carrier administering the former MetLife book.
Read the full MetLife reviewBefore you decide
Rankings are a starting point — your profile decides the rest.
These scores reflect our editorial research across cost, coverage, and customer experience. The right carrier for you still depends on your record, location, and vehicle, so read the full reviews before you commit.