Auto Insurance Comparison
Root vs Dairyland
Side-by-side comparison of Root vs Dairyland auto insurance — ratings, cost, coverage, customer experience, pros, cons. No sales pitch, just the research.
Quick verdict
Root edges ahead Dairyland in our overall scoring — but each carrier wins on different dimensions. See the breakdown below before deciding.
Head-to-head
Overall scores, key facts, and what each is known for.
| Root | Dairyland | |
|---|---|---|
| Overall score | 3.60 /5 ★★★★★ Highest overall | 3.35 /5 ★★★★★ |
| Best for | Root is a digital-native carrier built around a test-drive model — you install the app, drive for ~3 weeks, and Root prices your policy based on actual driving behavior | Dairyland is a non-standard auto carrier that's particularly well-known for motorcycle insurance |
| Read full review | Root review → | Dairyland review → |
Rating breakdown
How each carrier scores on the dimensions we weight.
| Category | Root | Dairyland |
|---|---|---|
| Customer experience | 3.50 | 3.10 |
| Coverage breadth | 3.50 | 3.40 |
| Affordability | 3.80 | 3.60 |
Pros and cons, side by side
What each carrier wins on, and where each one falls short.
Root
Full review →Pros
- Low-mileage drivers
- Drivers who do everything to keep themselves safe on the road
- Prospective customers want to save on renters and vehicle insurance.
Cons
- high-risk drivers in the high-risk categories.
- Insurance agents who prioritize work
- drivers who seek a comprehensive insurance plan
Dairyland
Full review →Pros
- Strong motorcycle insurance specialization — often the cheapest moto quote
- Accepts non-standard auto risk including SR-22 needs
- Owned by Sentry — financial strength is solid
- Available in 39 states for auto
Cons
- Customer satisfaction trends below industry averages
- Not competitive for standard-risk auto-only drivers
- Coverage menu is leaner than mainstream carriers
Coverage at a glance
What each carrier offers in standard policies.
Root
Dairyland
The bottom line
Root
Root is worth trying if you're a genuinely safe driver who's comfortable with a 3-week test and digital-only service. If you need immediate coverage or prefer human agents, look elsewhere.
Read the full Root reviewDairyland
Dairyland is genuinely worth a quote if you have a motorcycle or non-standard auto risk. For standard-risk auto-only, look at GEICO and Progressive first.
Read the full Dairyland reviewBefore you decide
Rankings are a starting point — your profile decides the rest.
These scores reflect our editorial research across cost, coverage, and customer experience. The right carrier for you still depends on your record, location, and vehicle, so read the full reviews before you commit.