Auto Insurance Comparison
Metromile vs Dairyland
Side-by-side comparison of Metromile vs Dairyland auto insurance — ratings, cost, coverage, customer experience, pros, cons. No sales pitch, just the research.
Quick verdict
Metromile edges ahead Dairyland in our overall scoring — but each carrier wins on different dimensions. See the breakdown below before deciding.
Head-to-head
Overall scores, key facts, and what each is known for.
| Metromile | Dairyland | |
|---|---|---|
| Overall score | 3.65 /5 ★★★★★ Highest overall | 3.35 /5 ★★★★★ |
| Best for | Metromile's pay-per-mile model is genuinely interesting for low-mileage drivers — work-from-home professionals, retirees, urban drivers — where the per-mile pricing can produce dramatically lower premiums | Dairyland is a non-standard auto carrier that's particularly well-known for motorcycle insurance |
| Read full review | Metromile review → | Dairyland review → |
Rating breakdown
How each carrier scores on the dimensions we weight.
| Category | Metromile | Dairyland |
|---|---|---|
| Customer experience | 3.40 | 3.10 |
| Coverage breadth | 3.30 | 3.40 |
| Affordability | 4.20 | 3.60 |
Pros and cons, side by side
What each carrier wins on, and where each one falls short.
Metromile
Full review →Pros
- Low-mileage drivers
- Drivers looking for lower rates
- Drivers who value technology-focused insurance
Cons
- High-mileage drivers
- Those who want to bundle insurance types
- Drivers who want a robust set of coverage options
Dairyland
Full review →Pros
- Strong motorcycle insurance specialization — often the cheapest moto quote
- Accepts non-standard auto risk including SR-22 needs
- Owned by Sentry — financial strength is solid
- Available in 39 states for auto
Cons
- Customer satisfaction trends below industry averages
- Not competitive for standard-risk auto-only drivers
- Coverage menu is leaner than mainstream carriers
Coverage at a glance
What each carrier offers in standard policies.
Metromile
Dairyland
The bottom line
Metromile
Metromile (now Lemonade's auto product) is a genuinely good fit for low-mileage drivers. For typical commuters, the per-mile pricing makes it more expensive than mainstream alternatives.
Read the full Metromile reviewDairyland
Dairyland is genuinely worth a quote if you have a motorcycle or non-standard auto risk. For standard-risk auto-only, look at GEICO and Progressive first.
Read the full Dairyland reviewBefore you decide
Rankings are a starting point — your profile decides the rest.
These scores reflect our editorial research across cost, coverage, and customer experience. The right carrier for you still depends on your record, location, and vehicle, so read the full reviews before you commit.