Auto Insurance Comparison
MetLife vs Dairyland
Side-by-side comparison of MetLife vs Dairyland auto insurance — ratings, cost, coverage, customer experience, pros, cons. No sales pitch, just the research.
Quick verdict
MetLife edges ahead Dairyland in our overall scoring — but each carrier wins on different dimensions. See the breakdown below before deciding.
Head-to-head
Overall scores, key facts, and what each is known for.
| MetLife | Dairyland | |
|---|---|---|
| Overall score | 3.60 /5 ★★★★★ Highest overall | 3.35 /5 ★★★★★ |
| Best for | MetLife exited the U | Dairyland is a non-standard auto carrier that's particularly well-known for motorcycle insurance |
| Read full review | MetLife review → | Dairyland review → |
Rating breakdown
How each carrier scores on the dimensions we weight.
| Category | MetLife | Dairyland |
|---|---|---|
| Customer experience | 3.60 | 3.10 |
| Coverage breadth | 3.80 | 3.40 |
| Affordability | 3.40 | 3.60 |
Pros and cons, side by side
What each carrier wins on, and where each one falls short.
MetLife
Full review →Pros
- Strong financial backing during its time as a personal auto carrier
- Solid claims-handling reputation among legacy policyholders
- Brand recognition and trust from decades in the personal-lines market
Cons
- No longer writing new U.S. auto policies — the business sold to Farmers in 2021
- Existing policies transitioned to Farmers administration, which may have shifted service quality and rates
- If you're shopping for a new policy today, MetLife is not an active option
Dairyland
Full review →Pros
- Strong motorcycle insurance specialization — often the cheapest moto quote
- Accepts non-standard auto risk including SR-22 needs
- Owned by Sentry — financial strength is solid
- Available in 39 states for auto
Cons
- Customer satisfaction trends below industry averages
- Not competitive for standard-risk auto-only drivers
- Coverage menu is leaner than mainstream carriers
Coverage at a glance
What each carrier offers in standard policies.
MetLife
Dairyland
The bottom line
MetLife
MetLife is no longer an active U.S. personal auto carrier. If you're shopping now, see our Farmers review for the current picture — that's the carrier administering the former MetLife book.
Read the full MetLife reviewDairyland
Dairyland is genuinely worth a quote if you have a motorcycle or non-standard auto risk. For standard-risk auto-only, look at GEICO and Progressive first.
Read the full Dairyland reviewBefore you decide
Rankings are a starting point — your profile decides the rest.
These scores reflect our editorial research across cost, coverage, and customer experience. The right carrier for you still depends on your record, location, and vehicle, so read the full reviews before you commit.