Auto Insurance Comparison
Quick verdict
Hanover edges ahead AIG in our overall scoring — but each carrier wins on different dimensions. See the breakdown below before deciding.
Head-to-head
Overall scores, key facts, and what each is known for.
| Hanover | AIG | |
|---|---|---|
| Overall score | 3.85 /5 ★★★★★ Highest overall | 3.75 /5 ★★★★★ |
| Best for | Hanover is a multi-line carrier whose personal auto sits within a broader portfolio including commercial and specialty lines | AIG's personal auto offering is part of its Private Client Group, designed for high-net-worth households with valuable vehicles, complex coverage needs, or international exposure |
| Read full review | Hanover review → | AIG review → |
Rating breakdown
How each carrier scores on the dimensions we weight.
| Category | Hanover | AIG |
|---|---|---|
| Customer experience | 3.90 | 4.10 |
| Coverage breadth | 4.10 | 4.60 |
| Affordability | 3.60 | 2.50 |
Pros and cons, side by side
What each carrier wins on, and where each one falls short.
Hanover
Full review →Pros
- Available across 38 states — broader than most regional mutuals
- Strong multi-line bundling potential including specialty coverage
- Solid claims-handling reputation
- Independent agent distribution with shop-around flexibility
Cons
- No online quoting — independent agents only
- Pricing is mid-market, not a budget option
- Customer satisfaction is solid but not standout
AIG
Full review →Pros
- Among the deepest coverage menus in the personal-auto market
- High-limit options for valuable vehicles and complex risk profiles
- Strong claims-handling for high-value losses
- Integration with broader AIG private-client services (international, art, jewelry)
Cons
- Premium pricing — not competitive for mainstream shoppers
- Eligibility limited to high-net-worth households (typical minimums apply)
- Less geographic availability than mainstream carriers
Coverage at a glance
What each carrier offers in standard policies.
Hanover
AIG
The bottom line
Hanover
Hanover is a mid-tier option that's most attractive when bundled with home, umbrella, or specialty coverage through an independent agent. Standalone, mainstream carriers will usually beat it on price.
Read the full Hanover reviewAIG
AIG Private Client makes sense for high-net-worth households with complex coverage needs and valuable vehicles. For mainstream auto coverage, look at GEICO or Progressive instead.
Read the full AIG reviewBefore you decide
Rankings are a starting point — your profile decides the rest.
These scores reflect our editorial research across cost, coverage, and customer experience. The right carrier for you still depends on your record, location, and vehicle, so read the full reviews before you commit.