Auto Insurance Comparison
Quick verdict
Acuity comes out clearly ahead Titan in our overall scoring — but each carrier wins on different dimensions. See the breakdown below before deciding.
Head-to-head
Overall scores, key facts, and what each is known for.
| Acuity | Titan | |
|---|---|---|
| Overall score | 4.05 /5 ★★★★★ Highest overall | 3.05 /5 ★★★★★ |
| Best for | Acuity Insurance is one of those quietly excellent Midwest mutuals — consistently top-rated for customer satisfaction, available across 30 states, distributed through independent agents | Titan is a non-standard auto carrier that's now part of Nationwide's portfolio, specializing in SR-22 filings and drivers with adverse records |
| Read full review | Acuity review → | Titan review → |
Rating breakdown
How each carrier scores on the dimensions we weight.
| Category | Acuity | Titan |
|---|---|---|
| Customer experience | 4.40 | 2.90 |
| Coverage breadth | 4.00 | 2.80 |
| Affordability | 3.80 | 3.50 |
Pros and cons, side by side
What each carrier wins on, and where each one falls short.
Acuity
Full review →Pros
- Consistently strong customer satisfaction reputation
- Available in 30 states — broader than most Midwest mutuals
- Independent agent distribution with state-specific expertise
- Solid multi-line bundling discounts
Cons
- Limited brand recognition outside the Midwest
- No online quoting — independent agents only
- Mid-market pricing, not a budget option
Titan
Full review →Pros
- Backed by Nationwide — solid financial strength for a non-standard carrier
- Strong SR-22 specialization
- Accepts profiles other carriers reject
Cons
- Customer satisfaction below industry averages
- Limited geographic footprint
- Not a fit for standard-risk drivers
Coverage at a glance
What each carrier offers in standard policies.
Acuity
Titan
The bottom line
Acuity
Acuity is a quietly excellent choice in its 30-state footprint, particularly for buyers who value service over headline rates. Worth a quote in any of its operating states.
Read the full Acuity reviewTitan
Titan is worth a quote if you need SR-22 filing in the states it operates. Standard-risk drivers should shop mainstream first.
Read the full Titan reviewBefore you decide
Rankings are a starting point — your profile decides the rest.
These scores reflect our editorial research across cost, coverage, and customer experience. The right carrier for you still depends on your record, location, and vehicle, so read the full reviews before you commit.