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Audi A5 Insurance Cost


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Audi A5 Insurance Cost

The average monthly Audi A5 Insurance Cost premium is $221.16 — or $2,653.92 per year. Your real expenses, however, are determined by your driving history, car model, location, and other considerations.

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Audi A5 insurance rates

We obtained Audi A5 vehicle insurance quotes from several insurers and discovered that the average monthly cost to insure a 2021 Audi A5 is $221.16. An older model, on the other hand, may result in cheaper rates.

How to compare insurance for the Audi A5

Because all A5 models are popular, you should have no trouble getting insurance. To discover the best Audi auto insurance, first, establish how much coverage you want, then research several providers. Knowing what to look for, such as the following features, might make it easier to shop around.

  • Price. The easiest way to discover the best deal for vehicle insurance is to utilize price as a tool. Determine how much coverage you require and use that sample insurance to compare rates from other providers.
  • Deductible. The amount of your deductible might affect the cost of your monthly premiums. Choose a sum that matches your budget but will not cost you too much out of pocket if you need to submit a claim..
  • Minimum coverage. Each state has its own set of regulations for vehicle insurance. Check your state’s minimums to ensure you have the coverage you require.
  • Additional coverage. If you want extra coverage, like personal injury protection or medical payments coverage, seek a provider who provides the additional coverage alternatives you require.
  • Extras. Accident forgiveness and vanishing deductibles aren’t accessible everywhere. If you value coverage extras, be sure the company you pick offers them.
  • Restrictions. Some providers may have coverage limits depending on occupancy or geography. Check with any possible supplier about limits to avoid problems later on.
  • Manufacturer offers or loyalty discounts. Some manufacturers collaborate with insurance companies to offer special discounts or loyalty programs. Check with Audi to see whether you’re qualified.
  • Warranty. Find out what your warranty covers so you don’t have to pay more for coverage you don’t need.

What factors affect car insurance rates for Audi A5?

Insurance companies determine your rates based on your likelihood of being involved in an accident, the cost of repairs, the likelihood of your car being stolen, and other factors. As a result, the car you drive has a significant impact on the cost of auto insurance. Here are a few things that influence Audi A5 insurance prices.

  • Body type. The Audi A5 is a two-door coupe. This will most likely cost more to insure than a sedan but less than a sports vehicle.
  • Type of car. The Audi A5 Coupe is classified as a premium compact vehicle. Luxury automobiles are typically more expensive to insure owing to the expense of maintenance, the higher likelihood of theft, and other factors.
  • Theft. Because sedans are the most commonly stolen kind of car, opting for a coupe may save you money on auto insurance.
  • Repairs. Audi car parts and service providers are plentiful, which may assist to reduce the cost of auto insurance. However, because it is a premium car, fixing interior or body damage may be costly.
  • Safety ratings. The A5 is equipped with a variety of safety measures that can assist in reducing harm to occupants and the car itself in the event of an accident. This might assist to lower the cost of car insurance.

How do trim packages and extra build options affect insurance cost?

The Audi A5 Coupe is a premium sports car built for both comfort and pleasure. It’s a terrific everyday driver, but it’s also great for beautiful trips and exploring the open road. Part of the thrill of purchasing a new car is customizing it to your specifications. Whether it’s a sports package to enhance maximum speed or an updated safety package to safeguard your passengers, the construction choices you select can impact your vehicle’s performance. As a result, your insurance prices may vary based on the options and trims you select. Here’s how different models, trims, and packages on the Audi A5 coupe may impact your insurance rates:


  • A5 Sportback. Choosing the A5 Sportback over the coupe may result in higher insurance premiums because it is better suited for families and more casual driving. However, because sedans are the most commonly stolen kind of car, providers may view them as a greater risk.
  • A5 Cabriolet. When it comes to vehicle insurance, sports cars are typically more expensive than coupes. The cabriolet’s greater price and sportier appearance may result in higher rates.

Trim & drivetrain

  • Komfort. The Audi A5’s standard trim and drivetrain package. This has a peak speed of 130 MPH and a 0-60 time of 5.9 seconds. Even if you choose the S-Tronic option, this package should have no effect on your insurance costs.
  • Progressive. The Progressiv package includes several driver assistance, external, and interior elements. Lower rates may result from increased visibility and safety.
  • Technik. The Technik package includes even more capabilities that can improve vision and make driving safer. While the higher price tag may have an effect on rates, the increased driver safety may help you save.

Packages and options

  • S Line Sport Package. Aside from the sport suspension, the majority of the features in this package are purely cosmetic. Because the performance is unaffected, it is doubtful that this package will have an effect on your premiums.
  • Advanced Driver Assistance Package. This bundle includes adaptive cruise control, lane assist, traffic assistance, and other features. The increased safety may assist to lower insurance costs.
  • Sports Suspension. This package may change the handling of your vehicle, which may affect the cost of auto insurance.
  • Wheel locks. Wheel locks make it far more difficult for thieves to take your wheels. Many service providers are aware of this and may grant a discount if you have them installed.

Audi A5 money-saving safety features

If your Audi A5 has these safety features, you may be able to save money on car insurance.

  • Airbags
  • Daytime running lights
  • Anti-lock brakes
  • Anti-theft device
  • Surround camera system
  • Parking sensors
  • Rear back-up sensors
  • LED fog lights
  • Electronic stability control
  • Seatbelt pretensioners

Does the Audi A5 qualify for auto insurance discounts?

Depending on whatever carrier you pick, your vehicle may be eligible for certain auto insurance savings. The actual reductions you receive, however, may vary based on your region, provider, selections, and other variables. Here are a few examples that should be applicable to the Audi A5:

  • New car discount
  • Anti-lock brake discount
  • Anti-theft discount
  • Passive restraint discount (Airbags, motorized seat belts, etc.)
  • Emergency roadside assistance discount

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How reliable is the Audi A5?

According to U.S. News and J.D. Power, the 2018 Audi A5 coupe got a 4/5 star dependability rating, which is higher than the majority of vehicles in its class. The previous year’s ratings were somewhat lower, but still above average in its class. Furthermore, a driver study of over 30,000 automobile owners yielded a dependability score of 94 percent.

The Audi A5 has been on the market since 2007, giving Audi plenty of time to iron out any major faults with the car. As a result, there have been several recalls over the years:

  • 2018: A small number of 2018 vehicles were recalled because the metal trim on the front and rear doors became loose, exposing sharp edges.
  • 2017: Some A5 Coupe and A5 Cabriolet cars were recalled owing to an overheated coolant pump that may cause a fire.
  • 2016: A handful of A5 Coupe and Cabriolet models were recalled as a result of the coolant pump problem, as well as electrical system wiring concerns that might cause heater wires to overheat or melt.
  • 2013-2015: The coolant pump and wiring faults identified on the 2016 A5 Coupe and Cabriolet variants also affected some 2013-2015 A5 Coupe and Cabriolet vehicles.

The 2017-2018 Audi A5 models have practically no common issues. The majority of this vehicle’s owners are quite pleased with their purchase and have no serious complaints. Some owners report slight carbon buildup, which may result in lower power and fuel efficiency, although this is likely to be resolved at a normal service visit.

How safe is the Audi A5?

U.S. News and J.D. Power awarded the 2018 Audi A5 a 9.6/10 safety rating. According to the IIHS, it has good scores in all areas and nearly flawless ratings from the NHTSA. The car has a slew of safety measures, making it ideal for commuting, pleasure, and daily driving.

Audi A5 maintenance

The Audi A5 is a premium sports car intended for both comfort and pleasure. It doesn’t take much care, but it’s vital to keep up with oil changes and manufacturer recommendations to guarantee it runs smoothly. Here’s what to anticipate from an Audi A5 in terms of oil changes, mileage, and maintenance.

  • Audi suggests changing the oil every 10,000 miles or 12 months, whichever comes first. Oil changes may cost anywhere from $50 to $150, depending on where you take it for repair.
  • According to the 2017 Audi maintenance plan, your A5 should be serviced at 10,000 miles and then every 20,000 miles after that. Standard maintenance should be performed after the first 20,000 miles and then every 20,000 miles after that.
  • The 2017 Audi A5 Coupe Quattro gets 26 miles per gallon on average, with 23 in the city and 32 on the interstate.
  • The 2017 Audi A5 Cabriolet Quattro gets 24 miles per gallon on the interstate and 21 in the city.
  • Audi urges owners to take their A5 to a dealer for repair, but it will not void your warranty if you do so.
  • The 2017 Audi A5 comes with a four-year/50,000-mile warranty and four years of 24/7 roadside assistance.

Is an extended warranty worth it for the Audi A5?

The Audi A5 comes with a four-year, 50,000-mile warranty. There is also an option to extend your coverage, known as the Audi Certified Plus Limited warranty. If purchased, the extended warranty takes effect when the new vehicle warranty expires. It offers coverage for two years or up to 50,000 extra miles, up to a total of 100,000. If you drive your car regularly or want to sell it in the future, an extended warranty may be worth considering.

About the Audi A5

The Audi A5 has been on the market since 2007. The Audi A5 is a tiny executive vehicle series. The Insurance Institute for Highway Safety and the National Highway Traffic Safety Administration did not analyze the 2017 model.

The insurance cost for an Audi A5 is determined by safety ratings, theft rates, replacement costs, and general damage susceptibility. Insurance costs might vary depending on your driving record and region. If you’re thinking about buying an Audi A5, get insurance quotes from various providers to obtain the best deal. Check to see if you qualify for insurance reductions.

Compare Audi competitors

Discover what more Audi has to offer, or look into other manufacturers to compare vehicles comparable to the A5.

The Audi A5 is the company’s most inexpensive sports coupe. If you enjoy the coupe design, you might want to look at the S5 and RS5 variants of this vehicle, which provide a significant performance boost. If a sedan is more suitable for your needs, the A4 is a size and price step down, while the A6 provides even more luxury amenities and a more powerful engine.

Bottom line

The Audi A5 is a premium sports vehicle built for comfort and pleasure. It’s ideal for commuting, picturesque road trips, or any other reason to get it on the road, thanks to a slew of standard safety, performance, and driver convenience features.

The A5 is also available as a 4-door Sportback or a convertible, depending on your needs. However, the A5’s construction choices and packages may impact insurance prices, so it’s critical to evaluate your options to find out how much you’ll really pay to insure this vehicle.

Visit our review of Lexus Insurance Cost for another car insurance review.

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