Volkswagen ID Crozz Insurance Cost

The 2020 Volkswagen ID Crozz is the company’s first all-electric car. Although it is classified as a crossover SUV, its design incorporates features from both a sedan and a minivan, creating a truly distinctive vehicle. Insurance expenses should be approximately $175 per month, or $2,100 per year. With a cost of close to $33,000, it has a cost-to-base ratio of little more than 6% on an annual basis. This is somewhat higher than the national average of 4%, owing primarily to the vehicle’s electric propulsion.

How do I compare insurance for the ID Crozz?

Volkswagen ID Crozz Insurance Cost - Volkswagen Logo
  • Body type. The ID Crozz is classified as a tiny crossover SUV with affordable insurance. It features a more sedan-like appearance than other SUVs and the sliding back doors of a minivan, yet it is nonetheless classified as an SUV for insurance reasons.
  • Fuel. Electric vehicles are more expensive to insure — but with a projected range of 200 to 300 miles on a single charge, you’ll be able to go far without stopping. Additionally, you’ll avoid unpredictable gas costs, but maintaining electric batteries may be costly and result in increased insurance premiums.
  • Theft rates. Volkswagen’s theft rates are lower than average across all of its models in the United States, which benefits its insurance prices. Due to the fact that electric cars have a lower theft rate than gasoline-powered vehicles, you may anticipate low theft rates and cheaper insurance prices for the ID Crozz.
  • Maintenance. Due to the fact that maintenance expenses for electric vehicles are often greater than those for gasoline-powered vehicles, this might affect your rates. According to Repair Pal’s website, the average yearly cost of the ID Crozz’s gas-powered cousin, the Tiguan, is $730. Increased maintenance expenses result in more expensive repairs, which drives up insurance prices.
  • Coverage.The roughly $33,000 sticker price should compel you to purchase comprehensive and collision coverage in addition to liability and underinsured motorist coverage.
  • Warranty. Volkswagen is following the lead of its competitors in offering an eight-year, 100,000-mile guarantee on electric vehicles. Roadside support is often included in standard Volkswagen warranties, however you should confirm this when the ID Crozz arrives in the United States.
  • Manufacturer offer. Volkswagen frequently provides rebates and low-interest financing on new automobiles, which enables you to save even more money on this electric vehicle.

Does the Volkswagen ID Crozz qualify for discounts?

Volkswagen ID Crozz owners may be eligible for certain car discounts. However, not all insurance companies provide the same discounts, and not all models come equipped with the same level of protection.

  • Electric vehicle discount
  • Anti Lock brake discount
  • Antitheft discount
  • Active restraint discount
  • Passive restraint discount
  • Airbag discount
  • Seatbelt pretensioners
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How reliable is the Volkswagen ID Crozz?

The ID Crozz’s official ratings will not be revealed until the vehicle has been on the market for at least many months. You may reasonably anticipate that safety and dependability ratings mirror those of Volkswagen’s gas-powered Tiguan small SUV.

  • Safety. US News & World Report gives the 2019 Tiguan a safety rating of 9.4 out of 10. Additionally, the Tiguan was named a 2019 Top Safety Pick+ by the Insurance Institute for Highway Safety (IIHS). This solid track record of safety should result in lower insurance rates for the ID Crozz, however the precise rates will depend on the ID Crozz’s own safety ratings.
  • Reliability. J.D. Power awards the 2019 Tiguan a dependability rating of 4 out of 5 stars, while Consumer Reports also offers it good ratings. This reliability should carry over to the ID Crozz, albeit the reliance on electric power necessitates a wait-and-see attitude about reliability.
  • Recalls. Volkswagen was forced to recall over 120,000 electric vehicles in 2018 owing to the presence of cadmium, a known carcinogen. You can count on the automobile manufacturer to do this properly.

Bottom line

Volkswagen’s new electric car portfolio begins with the 2020 ID Crozz. It’s a tiny SUV with a distinctive look that’s reasonably priced to insure. Insurance premiums for electric vehicles are higher, but Volkswagen’s outstanding safety and reliability track record will help offset this.

Before insuring your new car, make sure to shop around for insurance providers that cover the ID Crozz, especially those that give an electric vehicle discount.

Check out our review of Toyota RAV4 Insurance Rates.