Volvo Insurance Cost

How a Volvo affects the cost of insurance

Volvo Insurance Cost - Volvo Logo

Insurance companies use a variety of vehicle-related aspects when calculating the cost of insurance, including the vehicle’s safety rating, risk of theft, replacement prices, and general damage susceptibility.

Volvo’s outstanding safety ratings assist to keep insurance costs down. However, if you buy a higher-end Volvo, expect to pay a premium.

Additionally, the model, mileage, and trim package all have an effect on the cost of insurance. Additionally, personal considerations such as your driving history, credit score, and age come into play.

Insurance companies adore insuring Volvo automobiles because of the manufacturer’s outstanding safety record. You’re likely to have minimal difficulty obtaining insurance.

Volvo car insurance rates by model

Pros and cons of insuring a Volvo


  • Great safety ratings
  • Low theft rates


  • Some higher-priced models come with higher-priced insurance
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About the Volvo brand

Volvo, headquartered in Sweden, began manufacturing automobiles in 1927. Volvo Cars were acquired by Ford Motor Company in 1999 and is currently controlled by China’s Geely Holding Group.

Volvo manufactures luxury vehicles — more precisely, automobiles that are marketed as being among the safest on the market. The manufacturer’s vehicles are frequently lauded for their fuel economy and are frequently considered top-of-the-line family automobiles.

What’s Volvo In-Car Delivery?

Volvo has collaborated with Amazon to deliver Amazon orders directly to its drivers’ cars. Select the in-car delivery option during checkout using Volvo On Call and the Amazon Key app to have your purchases delivered to your Volvo.

Install the Amazon Key app on your smartphone and follow the on-screen instructions to connect your Amazon Prime account to your Volvo On Call account and begin shopping. For models 2015 and newer, in-car delivery is available.

What’s Care by Volvo?

Volvo’s subscription-based vehicle leasing program allows you to lease a new Volvo for between $700 and $750 per month. The vehicle of your choice is delivered within two weeks, and servicing includes routine maintenance, excess wear, brake and wiper blade replacement, tires, roadside assistance, and insurance for all qualified drivers. Liberty Mutual underwriters insurance.

Each year, you may upgrade to a new or different model, with the XC40, XC60, XC90, and S60 presently available. Because the service is similar to a lease, expect annual mileage restrictions of 15,000 miles with additional costs for each mile exceeded. California, Florida, Hawaii, Mississippi, North Carolina, North Dakota, New York, and South Dakota do not have access to the service.

Volvo car facts

  • Volvo is all about safety, which significantly reduces your insurance rates. As a result of the automobiles’ increased safety, they are involved in fewer accidents and generate fewer claims.
  • Although Volvo produces high-cost models, the majority of its cars are priced in the mid-range. This also contributes to the cheap cost of insurance.
  • Additionally, Volvos are among the least targeted brands by auto thieves, which lowers insurance costs.

Bottom line

Volvo’s superior safety ratings contribute to lower insurance costs. However, be careful to search for the best auto insurance rates.

Visit our review of Land Rover Insurance Cost for another car insurance review.