Smart Fortwo Insurance Cost

An average annually rates of Smart Fortwo insurance cost is approximately $600, almost half the national average. A 2017 Smart Fortwo begins at $14,650 and has a low yearly insurance cost–to–base car price ratio of 4%, making it one of the cheapest cars to insure.

About the Smart Fortwo

Smart Fortwo Insurance Cost - Smart Car Logo

Since 1998, the Smart Fortwo has been in production and is presently in its third generation. The subcompact automobile is renowned for its superior fuel efficiency, tiny size, and mobility. By early 2015, the business had manufactured over 1.7 million Fortwo units globally.

Insurance companies base the Smart Fortwo insurance cost on safety rating, theft rate, replacement cost, and general susceptibility to damage. Insurance costs vary according to your driving history and geographic area. If you’re contemplating a Smart Fortwo, obtain estimates from various insurance providers to ensure you’re paying the lowest rate available. Conduct research to determine whether you are eligible for insurance savings.

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Smart Fortwo money-saving safety features

If your Smart Fortwo is equipped with certain safety features, you may be able to save money on vehicle insurance.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

How safe is the Smart Fortwo?

The National Highway Traffic Safety Administration awarded the 2017 Smart Fortwo a 4-Star Overall Safety Rating (NHTSA). The NHTSA awarded the side crash test five stars, the best attainable grade. Additionally, the government agency gave the vehicle a four-star safety grade in the frontal collision and rollover crash tests. The Insurance Institute for Highway Safety evaluated just the moderate overlap front collision test and the side impact crash test, both of which got the best safety rating available.

A proximity warning system, rear parking aid, and crosswind assistance are all included on the Smart Fortwo model.

Check out our review of Mercedes-Benz A-Class Insurance Rates.