Subaru WRX Car Insurance Rates

According to our estimate, the average monthly or yearly cost of = Subaru WRX car insurance is about $144. Although this is the case, your final pricing may vary depending on factors such as your yearly mileage, driving history, and geographical region. Due to a large number of service providers and coverage choices available, it is imperative that you shop around in order to verify that you are receiving the best rate.

How to compare Subaru WRX insurance?

Subaru WRX Car Insurance
Check out the Subaru WRX here

Shopping for vehicle insurance may be a hassle, even before you consider the cost. The last thing you want to think about once you’ve planned for monthly car payments, maintenance charges, petrol, and other expenses is auto insurance rates. You don’t have much of an option, though, because coverage is mandated in almost every state.

Furthermore, vehicle insurance may protect against the unexpected and give peace of mind both on and off the road. While you cannot avoid buying insurance, you may drastically reduce the cost if you play your cards right. What you should be aware of is as follows:

  • Price. Because policies differ according to the provider, region, and other factors, it’s important to use the same information for each quote. This allows you to compare equivalent plans and rates.
  • Deductible. Insurance plans with larger deductibles often have lower rates, whereas policies with lower deductibles typically have higher premiums. Choose a monetary value that is within your budget.
  • Minimum coverage. Minimum coverage standards differ by state, so be sure the policy you’re contemplating meets your state’s specified minimum criteria.
  • Additional coverage. When shopping for insurance, consider purchasing additional coverage. If you do, be sure to include it in your request for bids to ensure more accurate estimates.
  • Extras. When looking for insurance, you may come across extra benefits such as accident forgiveness or a vanishing deductible. Consider whether these extra features are valuable.
  • Restrictions. To avoid coverage gaps or rejections, find out whether your insurance has any exclusions or restrictions.
  • Manufacturer’s promotion or a loyalty discount. Examine and see if your manufacturer provides any special offers or loyalty discounts as a result of its relationship with insurance providers.
  • Warranty. To save paying for overlapping coverage, determine what your manufacturer’s or extended warranty provides.

What factors influence the cost of Subaru WRX auto insurance?

Insurance companies examine several factors while determining your insurance quote. While driver and location-specific factors may influence your chances of being involved in an accident and the cost of repairs, the automobile you pick has a considerably greater impact. The insurance rates for the WRX are competitive with those of comparable vehicles.

  • Body type. The Subaru WRX is a sedan designed for commuting and other low-risk driving, which should help keep insurance rates down.
  • Type of car. While the WRX is a sedan, it has a powerful engine and a sports tune that may allow for more daring driving. This might lead to an increase in the cost of coverage.
  • Theft. The WRX is a sedan, which is the most often stolen kind of vehicle. Insurance rates may rise as a result of this.
  • Repairs. The WRX has rather high repair costs, which may quickly add up if you misuse your vehicle. With this in mind, insurance premiums may be higher than usual.
  • Safety ratings. The Subaru WRX has near-perfect crashworthiness ratings, which could lead to lower total insurance costs.
  • Fuel type. In comparison to diesel and hybrid vehicles, gasoline-powered vehicles are less expensive to insure. Rates may be cheaper because the WRX is a gas-powered vehicle.
  • Trim & packages. If you choose trims or options that increase performance or overall value, your premiums may be hiked. Nonetheless, improvements to visibility and safety may qualify for vehicle insurance reductions.

Is the Subaru WRX eligible for auto insurance discounts?

You may be able to save money on vehicle insurance if your Subaru WRX is equipped with specific safety features.

  • New vehicle discounts
  • Anti-lock brake discount
  • Anti-theft discount
  • Discount for passive constraint (Airbags, motorized seat belts, etc.)
  • Discount for emergency roadside assistance

Subaru WRX dependability and safety ratings

The Subaru WRX has been built in five versions since 1992. Compact cars are well-known for their strong engines and nimble handling. The Subaru WRX is the company’s high-performance Impreza variant.

The 2018 Subaru receives a perfect 10/10 safety rating from U.S. News and J.D. Power. Furthermore, this vehicle received near-perfect ratings in virtually all crash-test categories and was designated the IIHS’s Top Safety Pick.

The 2018 WRX’s reliability rating is a below-average 2.5/5, according to US News and J.D. Power. This might be due to a greater than usual repair frequency and a high average repair cost.

Subaru WRX repairs

The Subaru WRX was designed as a rally car, which means it was built for performance. These vehicles are less dependable than standard vehicles and may require frequent maintenance if driven off-road or for lengthy periods of time. Even if you take proper care of your WRX, it’s important to bring it in for regular maintenance to guarantee everything works properly. Here’s everything you need to know.

  • Subaru suggests scheduling maintenance every six months or 6,000 miles, whichever comes first. The initial appointment will include engine oil and filter replacement, a check of various components, and battery servicing.
  • Oil changes should cost between $75 and $150, however the precise amount may vary depending on the service provider.
  • The average yearly repair cost for the WRX is more than $650, which is more than the average for comparable vehicles.
  • The WRX should be serviced every 6,000 miles or six months, whichever comes first. To establish the extent of each service, see your dealer or your owner’s manual.

Is an extended warranty for the Subaru WRX worth it?

The WRX is covered by Subaru’s New Car Limited Warranty for three years or 36,000 miles on defective OEM components and servicing. A 5-year/60,000-mile powertrain warranty, a 3-year/36,000-mile Limited Guarantee on Wear Items, a 5-year rust guarantee, and three years/36,000-mile roadside assistance are all included.

Subaru’s Added Security program offers a variety of extended service contracts and maintenance choices. They come with a 7-year, 100,000-mile guarantee. Contact your dealership for additional information on any of these programs. Subarus have worse reliability ratings than the typical car and are designed for performance, so you might want to look into one of the programs.

Should you buy a Subaru WRX?

The WRX (World Rally eXperimental) is a four-door performance sedan that was designed originally as a rally car. While the WRX has an amazing variety of safety and driver aid technologies, it is extremely unreliable. Maintenance is required more frequently than in comparable vehicles, and repair costs may be significant.

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Greg Thomas
Greg Thomas is a raving fan of sports cars. He's a Senior Editor at b5media where he manages our vehicle model research and our entire publishing operation. He lives in San Jose, CA with his wife and 3 daughters.
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